California home owners are finding it harder and harder to get insurance.  The left blames climate change.  The Feds met this week and interest rates are rising again.  How high will they go?  How can local school boards fight state laws and mandates that take away parents rights?  Is giving up the equity in your home for money now a good financial plan?  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.