Virginia Heyburn, Director of Research, Insights, and Advocacy is back with September's Ten in 10 where she addresses the most impactful news stories in the world of finance. In this episode, Virginia discusses significant developments in the regulatory landscape, profitability trends in fintech, lending challenges faced by credit unions, and the unprecedented amount of mergers between banks and credit unions. One of the most widely discussed topics this month is the Federal Reserve's long-awaited interest rate cut. Effective interest rate risk management is now critical for banks and credit unions. Will this move stimulate loan growth? And will financial institutions be able to significantly lower deposit rates in response? 

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