Young people starting out, and especially young families, need to have a good handle on their finances in order to reach and maintain financial freedom. They need to spend below their means and and save for short term and long term goals.

To talk about the importance of doing this, and his new book that discusses **how** to do this, I talked to financial planner and previous guest Joe Okaly, to get the solutions you need to succeed.

In this episode you will learn:

- What a Financial Pinwheel Is - How it helps you plot your spending and your finances - How to use it to control "lifestyle creep"