The Retirement Spy discusses how retirees can find fulfillment and structure in their new phase of life. He emphasizes the importance of creating a meaningful daily routine that aligns with personal values and relationships. The conversation covers the eight F's of successful retirement, which include fitness, fun, finance, family, formation, faith, friends, and philanthropy. Gibbs introduces a framework of three pillars for a fulfilling day: something for the body, mind, and sense of meaning or connection. He also provides practical tips for structuring mornings, afternoons, and evenings to enhance overall well-being and purpose in retirement.