In this episode, David and Eric link the discussion of financial analysis to making banks want you. There can be good cases for using other people’s money to help accelerate your growth. There is so much confusion with businesses about what banks’ objectives and restrictions are. We clarify this before diving into financial analysis.

If you have three income statement balance sheet and cash flow financials historically linked to a forward-looking forecast with all the same line items then you are likely in at least the 90th percentile of applicants your banker is talking to. We also discuss how metrics banks often look at such as Debt Service Coverage Ratio and Debt to EBITDA should be added to your analysis to articulate to a banker in their terms how you will be able to pay them back.

Listen to this episode to be way ahead the next time you talk with a banker.