Was last year the hottest on earth in the last 125,000 years?  Will digital currency replace our money in the near future?  If so, what will that do to mortgages?  The courts have ruled again on NEM3 and the solar industry and environmentalists are not happy.  House prices stay steady and interest rates ticked up slightly last week.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.