Beyond the Market

Episode 25 - The Home Ownership Obession


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In the UK, owning a home is seen as the ultimate sign of success and natural step into adulthood, providing security and freedom. But what if it’s one of the worst financial investments you’ll ever make?

In this episode of Beyond the Market, we dive into the UK’s obsession with home ownership, where it came from, why it persists, and the hidden costs few people talk about. From Thatcher’s “Right to Buy” revolution, to skyrocketing house prices and the buy-to-let boom, we explore how property became the British dream and why it’s now a generational divide.


You’ll hear:

  • Why Warren Buffett called buying a house “a lousy investment.”

  • The history of how Britain became a property-owning democracy.

  • Why younger generations are locked out of the market.

  • How Germany and Switzerland show renting can be normal.

  • The opportunity costs of pouring wealth into bricks instead of stocks.

If you’ve ever questioned whether buying a home is the only path to wealth, this episode will challenge the cultural myth and give you a new perspective on money, investing, and lifestyle choices.


Find me at @anthonycotterfinance on Instagram for more

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Beyond the MarketBy Anthony Cotter