A local Visalia business has been shut down for more than 10 days for minor building code infractions.  (A non-bearing partition wall put up without permit and an improper drain for a washing machine)  The appeals process could take up to 6 more weeks.  Is this the America you want?  Verdict first, trial later.  Interest rates declined slightly this week.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.