In this episode of Zero to CEO, I speak with Louis Scatigna, CFP, author, and host of The Financial Physician, about the profound changes in personal finance over his 40-year career. We explore the looming retirement crisis, the enduring impact of inflation, and how the global financial landscape is being reshaped by challenges to the U.S. dollar. Louis also shares his insights on why families often fail financially and how individuals can make smarter decisions when buying homes, cars, or diversifying assets with gold. This episode provides practical advice and a forward-looking perspective for navigating financial success in the next decade.