Seth Marlowe, The Treasury Whisperer talks with Dr. Angela Murphy a/k/a "Payments Elsa," Vice President of Marketing and Solutions at Pidgin. Angela is a leading voice at the intersection of faster payments, artificial intelligence, and fintech innovation. Listen as we talk about the origin of her "Payments Elsa" nickname; the evolution of and challenges with instant payments; and Zelle, stablecoins and more.