THIS EPISODE IS SPONSORED BY MONKEY

In this episode of The Treasury Whisperer's Talkcast Podcast,host Seth Marlowe interviews Michel Abranches, Head of Corporate Supply Chain Finance US at Monkey (www.monkeytech.com). As CFOs, treasurers, and procurement leaders navigate tighter liquidity discipline, higher capital costs, supplier pressure, and more complex bank relationships, many companies are discovering that traditional working capital levers are no longer enough. Michel shares his perspective on the next evolution of working capital: moving beyond static supplier finance programs and single-bank structures toward a more competitive, hybrid AR/AP, multi-funding model for corporate liquidity. Seth and Michel discuss why many legacy programs may still exist - but no longer unlock meaningful incremental cash flow. They explore how a broader funding ecosystem can expand capacity, improve supplier participation, create greater pricing transparency, strengthen treasury’s bank leverage, and deliver better outcomes for corporates, suppliers, procurement teams, and funders. The conversation also touches on supplier engagement, AI-driven liquidity decisions, and why the next chapter of working capital is not just about buying another fintech platform - it is about building a scalable liquidity execution engine with outcomes before upfront costs.

Links:

Michel Abranches on LinkedIn: https://www.linkedin.com/in/michelabranches/

Seth Marlowe on LinkedIn: https://www.linkedin.com/in/treasurywhisperer/

The Treasury Whisperer's Talkcast Podcast website: ⁠⁠⁠⁠https://www.treasurywhispererstalkcast.com⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Become a Patreon Member of The Treasury Whisperer's Talkcast Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

THIS EPISODE IS SPONSORED BY ALACRITI

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Stuart Bain, Senior Vice President of Product Management at Alacriti (www.alacriti.com), and Deepak Kapoor, Senior Vice President and Head of Payments Product at Huntington National Bank(www.huntington.com). Stuart and Deepak share their unique journeys into the payments industry before discussing howbanks and fintechs are working together to modernize commercial payments. The conversation explores digital invoice presentment, embedded banking, ERP integration,real-time payments, AI-powered reconciliation, Request for Pay, surcharging, and the continued challenge of reducing check usage in B2B payments. They also examine the future of agentic commerce and how artificial intelligence is poised to reshape both receivables and the overall customer payments experience.

Links:

Stuart Bain on LinkedIn: https://www.linkedin.com/in/stuart-bain-7630715/

Deepak Kapoor on LinkedIn: https://www.linkedin.com/in/dkapoor1/

Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast website: ⁠⁠⁠https://www.treasurywhispererstalkcast.com⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Become a Patreon Member of The Treasury Whisperer's Talkcast Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

In this special First Anniversary episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe celebrates one year behind the microphone with five returning guests who helped shape the show's journey: Wayne Brown, Genevieve Dozier, Stuart Hack, Zoya Lieberman, and Kevin "The Payments Professor" Olsen. Together they reflect on the podcast's first year, share stories from their own careers, discuss the importance of mentorship, community, and relationship building, and offer advice on interviewing, leadership, and giving back to the next generation of treasury, banking, payments, and fintech professionals. The conversation also looks ahead to the future of the podcast, explores ideas for dream guests and new formats, and celebrates the remarkable community that has grown around The Treasury Whisperer's Talkcast Podcast over its first 56 episodes.

Links:

Wayne Brown on LinkedIn: ⁠⁠⁠https://www.linkedin.com/in/wayneabrownwalkergroup/

Genevieve Dozier on LinkedIn: https://www.linkedin.com/in/genevievedozier/

Stuart Hack on LinkedIn: https://www.linkedin.com/in/stuart-hack-ea-7624204/

Zoya Lieberman on LinkedIn: https://www.linkedin.com/in/zoya-lieberman/

Kevin Olsen on LinkedIn: https://www.linkedin.com/in/paymentsprofessor/

Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast website: ⁠⁠⁠https://www.treasurywhispererstalkcast.com⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Become a Patreon Member of The Treasury Whisperer's Talkcast Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Stephanie Prebish, Senior Managing Director of Association Services at Nacha (www.nacha.org). Stephanie shares her career journey from bank teller to payments industry leader, including how a newspaper ad for “electronic banking” eventually led her to Nacha more than two decades ago. Seth and Stephanie discuss Nacha’s role in supporting membership, conferences, education, professional accreditation, and programs that connect payments professionals across the industry. The conversation explores the importance of collaboration, communication, fraud awareness, and shared learning in payments, along with the rigor behind Nacha accreditationsincluding AAP, APRP, and AFPP. Stephanie also reflects on mentorship, industry leadership, and the people who have helped shape the payments community over the years.

Links:

Stephanie Prebish on LinkedIn: ⁠https://www.linkedin.com/in/stephanie-prebish-aap-afpp-aprp-ctp-259b336/

Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast website: ⁠⁠https://www.treasurywhispererstalkcast.com⁠⁠

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Become a Patreon Member of The Treasury Whisperer's Talkcast Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Bob Stark, Head of Market Strategy at Kyriba (www.kyriba.com), for a wide-ranging conversation on the evolution of treasury technology andwhere it goes next. Seth and Bob look back at the early days of treasury management systems, dial-up bank connectivity, DOS-based tools, painful upgrades, and the long-running challenges of cash visibility, forecasting, and automation. They then explore how treasury has moved from a cost-centerperception to a strategic partner for the CFO, why data and connectivity remain the foundation of treasury transformation, and how AI may reshape the TMS experience into something more headless, intelligent, and interactive. The conversation also covers AI governance, repeatability, precision, token costs, stablecoins, ERP integration, and Bob’s advice for the next generation of treasury leaders.

Links:

Bob Stark on LinkedIn: https://www.linkedin.com/in/bob-stark-b614883/

Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast website: ⁠https://www.treasurywhispererstalkcast.com⁠

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Become a Patreon Member of The Treasury Whisperer's Talkcast Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Eric Schwartz, Operating Partner at Canapi Ventures (www.canapi.com), for a wide-ranging conversation on fintech investing, bank strategy, AI, digital assets, embedded finance, and the evolving relationship between banks and technology providers. Eric shares how Canapi’s bank-backed venture model helps connect financial institutions with fintech and enterprise software companies, why founder-market fit matters, and where banks should focus amid the growing noise around AI, stablecoins, blockchain, and modernization. Seth and Eric also explore the shift of deposits and commercial banking experiences into ERP platforms, the importance of cleanand connected data, the challenge of bank-fintech vendor onboarding, and why the future of financial services depends on letting humans do what humans do best while machines handle what machines are built to do.

Links:

Eric Schwartz on LinkedIn: https://www.linkedin.com/in/eric-l-schwartz/

Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast website: https://www.treasurywhispererstalkcast.com

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Become a Patreon Member of The Treasury Whisperer's Talkcast Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Marcia Klingensmith, banking modernization and ecosystem strategy leader at Candescent (www.candescent.com) and author of The Instant Edge blog (www.substack.com/@instantpaymentsmaven). Marcia, known as the Instant Payments Maven, shares her perspective on why treasury and business banking may drive the next phase of instant payments adoption. The conversation explores RTP, FedNow, the “receive-only rut,” request for payment, QR pay codes, ISO 20022 data, fraud prevention, real-time data layers, and why banks need to modernize legacy infrastructure before chasing every new shiny object. Seth and Marcia also discuss stablecoins, tokenized deposits, the importance of send capabilities, and why financialinstitutions need a clear modernization strategy that connects payments, fraud, data, customer experience, and business banking execution.

Links:

Marcia Klingensmith on LinkedIn: https://www.linkedin.com/in/marcekmba/

The Instant Edge on Substack: https://www.substack.com/@instantpaymentsmaven

Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Support The Treasury Whisperer's Talkcast Podcast by Becoming a Patreon Member: ⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Scott Shay, founder of N3XT (www.n3xt.io) and co-founder of Signature Bank, for a wide-ranging conversation on full reserve banking, blockchain-based settlement, programmable money, and the future of financial infrastructure. Scott explains how N3XT’s model differs from traditional fractional reserve banking, why 24/7 real-time movement of money can matter for corporate treasurers, and how use cases like intercompany funding, payroll, cross-border settlement, and working capital optimization could change with immediate finality. Seth and Scott also revisit Signature Bank, Signet, and the 2023 regional banking crisis before expanding into Scott’s work as an author on faith, conspiracy theories, antisemitism, academia, and the importance of grounding institutions in trust and truth.

Links:

Scott Shay on LinkedIn: https://www.linkedin.com/in/scott-shay/

Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Support The Treasury Whisperer's Talkcast Podcast by Becoming a Patreon Member: ⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

In this episode of The Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Leo Gil, Vice President of Product at Bottomline (www.bottomline.com/us/cash-management). They explore how treasury teams are evolving from manual, back-office processes toward more strategic, data-driven cash and payments operations. Leo discussesBottomline’s role in helping corporates automate payments, improve cash visibility, strengthen forecasting, and connect fragmented bank and ERP data across global organizations. The conversation also covers the practical use of AI in treasury, including cash forecasting, payment anomaly detection, fraudprevention, and faster access to critical financial data.

Links:

Leo Gil on LinkedIn: https://www.linkedin.com/in/leonardobgil/

Seth Marlowe on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/treasurywhisperer/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasury-whisperer%E2%80%99s-talkcast-podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The Treasury Whisperer Network on LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/treasurywhisperernetwork/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Support The Treasury Whisperer's Talkcast Podcast by Becoming a Patreon Member: ⁠⁠⁠⁠⁠https://buymeacoffee.com/treasurywhisperer⁠⁠⁠⁠⁠

The Treasury Whisperer's Talkcast Podcast is a production of Treasury Whisperer LLC © 2025-2026

Any re-broadcast, re-transmission or other use of this podcast without the expressed written consent of Treasury Whisperer LLC is strictly prohibited.

Disclaimer: The views and opinions expressed by the host and guests are their own and do not necessarily reflect those of their current or prior employers or affiliated organizations. All content is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or professional advice. While efforts are made to ensure accuracy, no guarantees are made regarding completeness or timeliness.

In this episode of The Treasury Whisperer’s Talkcast Podcast, host Seth Marlowe interviews Elyssa Morgan, senior payments and growth leader at NEACH (www.neach.org) and host of the Payments on Tap podcast. They explore the evolving payments landscape, from ACH education andoperational risk to RTP, FedNow, stablecoins, fraud, and the growing need for financial institutions to think more strategically about payments. Elyssa shares how her career moved from branch banking to back-office operations topayments leadership, and why regional payment associations like NEACH play an important role in helping community banks, credit unions, fintechs, and corporates navigate change. The conversation also covers compliance as a growthengine, the ongoing battle against check fraud and authorized payment scams, the importance of customer behavior in payment strategy, and why the future ofbanking will be shaped by convenience, speed, trust, and relevance.

Links:

Elyssa Morgan on LinkedIn: https://www.linkedin.com/in/elyssamorganaap/

NEACH Payments on Tap Podcast: https://www.neach.org/Podcasts/Payments-on-Tap

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