Crush Your Money Goals

Episode 3: The Financially Empowered Woman: Forecasting Your Future with Stefanie


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Hola Hola everyone!  Stefanie here for her first solo episode… eek!

In this episode, I let you in on how my life has been in massive transition since 2018 as we moved from Texas to Singapore, had two kids and started on an intentional path towards financial independence.  It was over this period that I had a real reckoning with what I wanted to do with my career… because I realised I wanted to do work more aligned to my purpose and values.  

AND I walk you through the exact framework I used to map out my financial independence plan! Yep, that’s right, the 9 specific steps & exact framework that you can download to follow along here at www.womenswealtheffect.com/planner.  

I used this framework to map out how we were going to pay off $420k in debt, invest over $350k in 2021 and 2022, become millionaires in 2021 and how I was going to leave my multi 6 figure job… to help more women like you!  

I cannot wait to hear what your Independence Planner reveals for you! And no matter what it says, I am here to support & cheer you on!


How you can find Bernadette & Stef:


  • Follow Bernadette on Instagram at https://www.instagram.com/bernadebtjoy/


  • You can grab Bernadette’s FREE guide on The 10 Money Tools You Need Right Now at www.crushyourmoneygoals.com/freeguide


  • Follow Stefanie on Instagram at https://www.instagram.com/womenswealtheffect/


  • You can download Stefanie’s FREE Independence Planner to help you create clarity, control and confidence with your financial independence journey at www.womenswealtheffect.com/planner 


Resources from today’s episode: 


  • Quit Like A Millionaire: BY KRISTY CHEN & BRYCE LEONG https://amzn.to/3ePoCeN


  • Get Stefanie’s Monthly Spending Tracker in her mini course: https://bit.ly/kickstartyourmoney


  • The Trinity Study explained via Wikipedia: https://en.wikipedia.org/wiki/Trinity_study


  • Automate your budget with Mint: https://mint.intuit.com/
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Crush Your Money GoalsBy Bernadette Joy

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