"Plan your work and Work your plan!!!! Evaluate your financial situation: Determine your budget, assess your credit score, and calculate your debt-to-income ratio. This will help you understand how much you can afford and the type of mortgage you qualify for.  There ISN'T A CHEAT CODE MY FRIENDS!!!!!!!

0:00 Intro
2:20 - What is your Goal? 
3:56  - Review your Credit 
6:36  - Do you have a Budget 
9:23 - Employment Information 
10:58 - Do you have Assets? 
12:36 - Are your documents organized? 
15:02 - Your Real Estate Team 
18:40 - Outro 

Get pre-approved: Contact lenders and get pre-approved for a mortgage. Pre-approval provides an estimate of how much you can borrow and demonstrates your seriousness as a homebuyer.

Find a home and make an offer: Work with a real estate agent to find a suitable home within your budget. Once you've found a home, make an offer to the seller.

Remember, this is a general overview, and the mortgage process can vary depending on individual circumstances. It's crucial to consult with professionals and do thorough research to ensure a smooth and successful mortgage journey.

If you have any specific questions or need further assistance, feel free to ask!

Contact @Che Willis if you would like to schedule a call for Budgeting and Saving Strategies.
If you’d like more information or if you’d like to donate please go to:
@journeyunveiled on IG
www.journeyunveiled.org

For Budget/Investing 101, merch, or any previous episodes of this podcast please go to www.wealthisajourney.com.

Subscribe to my new Youtube channel, "The Mortgage Motivation Podcast"
https://www.youtube.com/@TheMortgageMotivationPodcast

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Gary Taylor | Co-Founder | Mortgage Broker
Affluent Mortgage LLC
D:302-469-0709
[email protected]
www.affluentmtg.com