Would a 50 year mortgage make housing more affordable?  If the building code allowed it, would home buyers choose a 3 bedroom one bathroom house, with a carport, a wall heater and evaporative cooling.  No fire sprinklers.  Nominal insulation and priced at under $180,000 on a  6,000 square foot lot?  Newsom claims that California is the at the forefront of the damage caused by climate change as evidenced by the worst economic fire in history which hit California in "winter".  An "atmospheric river" is hitting the state this weekend.  More proof according to Newsom of climate change.   We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.