Beyond the Market

Episode 35 - The Budget (breakdown)


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In this episode of Beyond the Market, I break down the key measures from the UK Budget, without the noise or speculation.


After weeks of leaks, confusion and U-turns, we finally have the facts. The Chancellor has announced a Budget designed to raise £26 billion over this Parliament, and today I’m analysing the decisions that will shape your income, your savings, and the wider economy.


I cover:

  • The Income Tax & National Insurance freeze to 2031.
  • What “stealth tax” really means and why it leaves people feeling poorer.
  • The new £2,000 cap on salary-sacrifice pensions, who it affects, why it discourages long-term saving.
  • Cutting the Cash ISA allowance from £20k to £12k and why forcing people into the stock market won’t work without proper financial education.
  • Minimum wage rises, why research shows they don’t reduce jobs, and how low-income households boost the whole economy.


I also share my honest reaction and why I think this Budget was overhyped, overly political, and relied heavily on quiet tax rises rather than clear long-term strategy.


If you found this interesting, please follow and review Beyond the Market wherever you listen, it really helps the show reach more people. For more investing insights, mindset tips and behind-the-scenes clips, follow me on Instagram ⁠⁠⁠⁠@anthonycotterfinance⁠⁠⁠⁠. And if you’re already following, share this episode with a friend who needs to hear it

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Beyond the MarketBy Anthony Cotter