James Bejin and Greg Fogleman from J. Bejin & Associates, the auto and homeowners insurance rock stars from Waterford, are in the studio this week with Paul and Sal. The four discuss the insurance game, builders finding loan standards easing, prices up 6 percent year over year, and the prospect of seeing more ARMs in the future. Fun Fact if you didn’t know already: the cutoff year to be a millennial is 1981—Paul doesn’t cut it.

[Paul NMLS #27543]

[Sal NMLS #813562]

[HF NMLS #1467435]