California Insurance Bulletin 2025-7 states the position that recent case law does not remove coverage for smoke damage claims. Bob Sallander is highly critical of the bulletin from the office of Insurance Commissioner Ricardo Lara, explaining that Bulletin 2025-7 misstates both Another Planet Entertainment, LLC v. Vigilant Insurance Company (Cal. Supreme Ct., 2024) 15 Cal.5th 1106 and Gharibian v. Wawanesa General Insurance Company (Cal. Ct. of Appeal, 2 nd Dist., Div. 2, 2025)
2025 WL 426092. Join Bob Sallander for his summary of case law and how Bulletin 2025-7 is founded upon faulty logic. 

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