According to a recent AARP survey, more than 60%of Americans worry they won’t have enough money to support themselves inretirement. That means millions of experienced professionals — right at midlife — feel behind in their savings and unsure of what to do next.

Welcome to a three-part series on finances, whereFinancial Retirement Expert Rc Arseneau CFP®, CRPS®, CEP®, ChFC®, breaks down complex financial topics in a way that is clear, practical, and actionable.

In this first episode, we ask the question at the heart ofmany financial fears:

“Is it too late to change your outcome?”

Using the analogy of golf’s long game, we explore how arough start doesn’t mean you lose the round. In golf — and in life — you canmiss the fairway or tee off into the rough, but you still have time to recover,refocus, and get back on the green. In this episode, you’ll learn:

• Why so many people in their 50s and beyond feel behind on savings

• How adopting a long-game mindset can transform your financial outlook
• Why early mistakes don’t have to determine your future
• Practical steps to move from worry to action with confidence

Whether you’re navigating retirement planning, worried about running out of money, or simply hoping to get on firmer financial footing, this episode offers perspective, strategy, and a roadmap for turning today’s setbacks into tomorrow’s wins.

Because life — like golf — isn’t about a perfect first shot.
It’s about how you play the long game. And it’s not too late to change yourscore.