In this final episode of our three-part finance series,retirement expert RC Arseneau, CFP®, CRPS®, CEP®, ChFC® tackles the bigquestions:

How do you know if you truly have enough money to retire?What blind spots do DIY investors often miss? And how do you connect your financial plan to what matters most—your values, purpose, and legacy?If you’re approaching retirement—or alreadythere—this conversation will help you step back, gain clarity, and think differently about what you’re aiming for. Take a few minutes to listen and see how aligning your money with meaning could change the way you view your nextchapter.

In Part 2 of this three-part series, retirement expert RC Arseneau, CFP®, CRPS®, CEP®, ChFC® explains why your retirement strategy must change as you approach retirement, even if you’ve been doing “all the right things” with saving and investing. Many people plan well for growth during their working years, but experience stress, second-guessing, and fear once they start drawing income—especially during market downturns.

Using a simple visual illustration, RC walks through how separating your retirement money based on when you’ll need it can reduce volatility, protect near-term income, and allow long-term investments to keep growing. This episode helps explain why market drops feel more emotional in retirement and how having a clear plan in place before you retire can make all the difference.

If you’re within five years of retirement—or want to understand why confidence matters as much as numbers—this episode will help you see your money differently and prepare for a smoother transition into retirement.

#RetirementPlanning #PreRetirement #RetirementIncome

#FiveYearsToRetirement #MarketVolatility #RetirementStress

According to a recent AARP survey, more than 60%of Americans worry they won’t have enough money to support themselves inretirement. That means millions of experienced professionals — right at midlife — feel behind in their savings and unsure of what to do next.

Welcome to a three-part series on finances, whereFinancial Retirement Expert Rc Arseneau CFP®, CRPS®, CEP®, ChFC®, breaks down complex financial topics in a way that is clear, practical, and actionable.

In this first episode, we ask the question at the heart ofmany financial fears:

“Is it too late to change your outcome?”

Using the analogy of golf’s long game, we explore how arough start doesn’t mean you lose the round. In golf — and in life — you canmiss the fairway or tee off into the rough, but you still have time to recover,refocus, and get back on the green. In this episode, you’ll learn:

• Why so many people in their 50s and beyond feel behind on savings

• How adopting a long-game mindset can transform your financial outlook
• Why early mistakes don’t have to determine your future
• Practical steps to move from worry to action with confidence

Whether you’re navigating retirement planning, worried about running out of money, or simply hoping to get on firmer financial footing, this episode offers perspective, strategy, and a roadmap for turning today’s setbacks into tomorrow’s wins.

Because life — like golf — isn’t about a perfect first shot.
It’s about how you play the long game. And it’s not too late to change yourscore.

In this episode of The Retirement Life Podcast, we sit down with Howard, who’s in his late 80s and continues to approach life with curiosity, hope, and purpose. He shares his perspective on aging with joy, staying mentally and emotionally engaged, and always looking forward to what comes next. If you’ve ever wondered how to keep meaning and excitement alive in your later years, this conversation will inspire you.

Every day, you trade your time for something, and time is the one currency you can’t earn back. In this episode Tony and Rc discuss mastering the exchange between time and meaning. Because when you know what matters most, you spend your days – and your life – differently#RetirementPlanning #FindYourPurpose #TimeWellSpent #TheRetirementLife #retirement

Are you counting down the days until retirement, newly retired, —or wondering if you’ll ever get there? In this episode of The Retirement Life Podcast, RC and Tony respond to real comments from our post, ranging from excitement and freedom to fear and despair. One said, “I’ve created a life I never want to retire from,” while others shared painful truths about financial stress and heartache. Together, we explore how to find hope, shift perspective, and take the next step — no matter where you are on the journey.

Are you dreaming of retirement? In our first episode of The Retirement Life Podcast, co-hosts RC Arseneau and Tony Hall explore life after work. Tony opens up about his anxiety that was tied to his fear of aging and how he broke free from it. Together they discuss listener comments from our social post, revealing the hopes, worries, and common struggles people face as they approach retirement.Whether you’re excited, anxious, or simply curious about what comes next, this conversation offers practical insights and encouragement to help you move from “counting down” to living with confidence and purpose.