I just bought myself three more months with my hard money lender on the Wetumpka flip, but it feels less like breathing room and more like a ticking clock. In this raw update, I share where my head’s at with the flip, the mounting holding costs, and the tough decision between selling now or pulling the trigger on a cash-out refinance.

I also break down how this decision impacts my first rental and Marybeth property, why I’m pressing pause on new expenses until the flip is settled, and the lessons I’m carrying into future deals.

This is the real side of investing — no fluff, no highlight reel, just the wins, losses, and lessons.

👉 What would you do in my shoes: sell it now, or refi and ride it out? DM me on Instagram @rickyricardoshow — I’d love to hear your perspective.