The first step to budgeting is to actually look at your budget... this can be scary but it can help go a long way to seeing what expenses you can curb and where you can save a little more. 

To find out more about the government schemes check this episode out - https://www.spreaker.com/episode/first-home-buying-scheme--51205959
 
For a fee free meeting book here - 
Maryanne - https://calendly.com/360mortgagesolutions 
Tara - https://calendly.com/tara-360mortgagesolutions 
To find out more about The First Home Buyers Program check it out here -   
The First Home Buyers Program - https://courses.360mortgagesolutions.com.au/tfhbp/  
Need help with budgeting, check out The Money Magnet course here -  
The Money Magnet - https://courses.360mortgagesolutions.com.au/tmm/  
Want to know the top 3 common mistakes made by First Home Buyers and now to avoid them, check it out here - https://mailchi.mp/1dfc0c01299f/top-3-mistakes