From Spring Street Management Group, this is The Spring Street Brief — your daily briefing on affordable housing in America. Today we discuss Minnesota Housing Finance Agency's analysis of the One Big Beautiful Bill Act's implementation.

• Minnesota Housing submits detailed correspondence to state legislators on OBBBA impact
• 12% per capita increase translates to approximately $8 million additional annual credit authority
• Expansion enables estimated 400-500 additional affordable units per year in Minnesota
• 25% bond threshold expands eligibility for acquisition-rehabilitation projects
• Reduced bond proceeds create new gap financing challenges requiring creative solutions
• Private activity bond volume cap coordination remains essential across four issuing agencies
• Permanent allocation increase provides long-term planning certainty for development pipelines

Minnesota Housing is updating underwriting standards and encourages developers to schedule pre-application meetings to discuss project-specific impacts.

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Keywords: Minnesota Housing, Minnesota HFA, OBBBA, One Big Beautiful Bill Act, LIHTC, 9% LIHTC, 4% LIHTC, per capita allocation, private activity bonds, PAB, bond volume cap, acquisition-rehabilitation, gap financing, QAP, Qualified Allocation Plan, underwriting standards, affordable housing production, state housing finance agency, Spring Street Management Group]]>