It's hard to save with bad habits, point blank! You don't have to be on the low end of the spectrum to lack financial wisdom. It has nothing to do with how much money you have or don't have but it has everything to do with your mindset and the ability to manage your finances. The worse thing people do to themselves is to live for others to see what they have or what they pretend to have. It's a ridiculous and very stressful way to go through life! Stop worrying about what others have and stop trying to keep up with what others have. Gain financial wisdom and watch how you crawl out of the pit you've dug for yourself! If you want a better life you can't sit around waiting for someone to pull you out, for the lottery to hit, for someone to die, etc., you have to choose better for yourself! Make better choices and decisions! Stop getting into debt and stop living beyond your means!

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