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Daniel Zagata of Evershore Financial Group

Key Points:

• Importance of long-term care planning: Even if you don't expect to need it, planning for long-term care is essential.
• Medicare limitations: Medicare does not cover custodial care, which includes assistance with daily living activities.
• Financial implications: Long-term care can be expensive, and it's important to have a plan to cover the costs.
• Insurance options: Long-term care insurance can help protect you financially in case you need care.
• Viatical settlements: In some cases, you may be able to sell your life insurance policy for a lump sum to cover long-term care expenses.

Support local non-profits just by dining in September at any of the locations of the 1905 Family Of Restaurants. That includes all seven locations of the Columbia Restaurant plus Cha Cha Coconuts, Ulele and Casa Santo Stefano. 

Now in the 28th year, the company’s month-long Community Harvest donates 5 percent of all diners’ checks to charities selected by the guests. Over the last 27 years, this program provided $4.4 million to Florida non-profit organizations.

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Support the Alzheimer's & Dementia Resource Center