As we kick off 2026, Brandon Cunningham is getting real about the "money thing." It’s a new year, but are you still carrying the same old financial habits? In this episode, Brandon breaks down why making a million dollars doesn't matter if you're spending a million, and he provides a clear roadmap to financial peace.

We cover everything from post-holiday credit card debt strategies and "Facebook Marketplace side hustles" to the signature Freedom Factory "3-Bucket System." Brandon also dives into the latest twists in safe, low-risk instruments like participating whole life insurance and fixed-rate returns (STRF), as well as the emotional roller coaster of high-risk assets like Bitcoin. Most importantly, you’ll learn how to calculate your personal "Freedom Number"—the target that lets you live a life without financial anxiety.

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