The CFPB's ban on excessive credit card late fees could cost issuers billions per year. The Federal Reserve is expected to lower rates three times this year- are we running out of time? Consumers are calling on their financial institutions to protect them more from scams which could mean your bank or credit union needs to invest in enhanced fraud management tools. In the Ten in 10 series, Virginia Heyburn highlights the top ten newsworthy topics impacting community banks and credit unions and offers insights into what they can be doing today to positively impact their tomorrow.

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