In episode 99, we’re excited to welcome Karen Shidlo, CMO of Fiat24, an award-winning, Swiss licensed fintech company dedicated to bringing crypto spending to the world. We discuss the exciting world of decentralized digital identity and Soulbound tokens, the recent challenges facing centralized exchanges, the importance of self-custody, financial inclusion, and much more.


--This episode is brought to you by Koinly--

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--Three Key Takeaways--

• Soulbound tokens are a type of unique decentralized digital identity that represent your traits, achievements, credentials, etc.
• Self-custody effectively makes you your own bank. With this comes many benefits, but also a lot of risks and responsibilities. As a benefit, it means that you have true ownership over your money, and are not bound to any centralized financial institution or exchange.
• In some regions of the world, there is greater access to internet and mobile services, than there is to banking services. In these regions, digital currencies are a great solution to help narrow the gap to financial inclusion.

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--DISCLAIMER --
While we may discuss specific web3 projects or cryptocurrencies on this podcast, please do not take any of this as investment advice, and please make sure to do your own research on potential investment opportunities, or any opportunity, before making an investment. We host a variety of guests on this podcast with the sole purpose of highlighting the social impact use cases of this technology. That being said, Crypto Altruism does not endorse any of these projects, and we recognize that, since this is an emerging sector, some may be operating in regulatory grey areas, and as such, we cannot confirm their legality in the jurisdictions in which they operate, especially as it pertains to decentralized finance protocols. So, before getting involved with any project, it’s important that you do your own research and confirm the legality of the project. More on the disclaimer at cryptoaltruism.org.

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