Joining Rav and D’Arcy on this week’s episode is Rav’s good friend and lawyer, Anthony Maniaci. In addition to describing his journey to his current occupation, Anthony shares information about his client base, how he runs his business, and about the ever changing nature of real estate investing. He also emphasizes the importance of developing a relationship with banks, educating yourself, and, above all, talking to a lawyer before signing anything. Anthony truly is the ‘straight shooter’ that Rav describes, and he offers a great deal of straight forward, valuable information and advice in today’s episode.

Episode Highlights:

“Generally, the people who make the mistakes are the ones who think they know it all.”

“The private space for mortgages has exploded, especially in the last few years.”

“It doesn’t cost for a phone call.”

“I’m definitely not the cheapest, and I’m definitely not the most expensive.”

“It comes to getting to know your client.”

“At least if you’ve thought it through, you could structure yourself from the beginning, and you’re in a much better place, come 15 years.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Anthony’s email: [email protected]

Rav and D’arcy’s guest this week is Dave Steckel, co-founder of Setter, the home concierge business which he runs in Toronto and San Francisco. In today’s episode, Dave shares with our hosts the mindset and birth of Setter, how it works, and the process involved in signing up for it. He also details his reasons for choosing Toronto and San Francisco for his business, explains the Setter Home Protection Plan, describes Setter’s return on investment, and reveals how he vets the service providers he uses. Your home represents one of the most significant investments you may ever make, and Dave is here to tell you how Setter can work for you to protect and enhance that investment.

Episode Highlights:

The mindset and birth of Setter

Quotes:

“There is no homebuilder in the world that gives anyone sort of a how-to guide for home ownership.”

“Setter’s entire objective is to do everything for our users.”

“Time is the greatest currency.”

“We are lucky enough to have Sequoia Capital on board as our lead investor.”

“Your home manager is accountable for your success.”

“If you have a well maintained home, it sells faster for more money.”

“It’s an investment, not an expense.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

This week, Rav and D’Arcy welcome Rav’s good friend, Vitalii Tichkevitch, to the show to talk about how to make money through luxury flips, and to give an example of how he managed to do one of these flips without spending a cent of his own money. Vitalii also shares how he created ‘relational wealth’, and he pays tribute to all that his parents did for him.

Episode Highlights:

Vitalii’s gratitude to his parents

Quotes:

“Everything you’ve touched thus far has been successful.”

“I’m very lucky to have partners who do a lot of due diligence.”

“You’re making hundreds of thousands of dollars, and you’re doing that for yourself and your investment partner.”

“You’ve created relational wealth, relational capital by not even trying to.”

“She owns 50% of an…income producing asset that she essentially didn’t put any money down herself either because it was all on her line of credit.”

“You know what you’re doing, and a lot of people don’t.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Toronto Doors and Windows homepage: https://torontodoorsandwindows.ca/

Rav is super excited to be back with co-host D’Arcy McConvey this week and to welcome their dear friend and colleague from Greybrook Realty Partners, Sasha Cucuz, to discuss Greenbrook TMS, specialists in the field of Transcranial Magnetic Stimulation (TMS).

Sasha explains what TMS is and how it works, looks at the need to understand mental illness as an actual illness, and reviews how TMS can work in combination with other treatments. He also describes how Greenbrook and TMS came together, the success that they have enjoyed, and provides a brief glimpse into the future of Greenbrook TMS. As an anxiety sufferer himself, Rav holds this topic dear to his heart, and he ensures that today’s episode certainly drives home the importance and benefits of investing in mental health.

Episode Highlights:

What is TMS?

Quotes:

“Using a magnetic pulse to stimulate the area of the brain that is responsible for mood regulation.”

“What’s required is a reframing of mental illness generally speaking so that people understand that it’s an actual illness.”

“Four, five years ago I had a breakdown, a neural breakdown.”

“We also thought it was a tremendous service to the world, frankly, to be able to roll out and help create this type of access to patients.”

“It’s the number one provider, Greenbrook, of TMS in North America.”

“There’s a lot of patients that need care, and I think that, as many access points as we can possibly create is only going to be better for everyone.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Co-host D’Arcy McConvey is back with ‘The ‘Ravster’ this week to discuss a topic dear to Rav’s heart – investing in our children. Their very special guest is Sunny Verma, co-founder of TutorBright, who shares the story of his company’s creation and how the programs it offers inspire greatness in children while also providing some peace of mind to all those parents concerned about the rise in anxiety, depression, and suicide in today’s youth.

Episode Highlights:

The birth of TutorBright

Quotes:

“Everything you’re ever going to want to accomplish is going to be based on one format in your life, and that’s what you think.”

“You’re helping people’s confidence, their self-esteem, their ability to do anything that they want to do through the academia.”

“Academics is just a vehicle to inspire greatness.”

“The number 2 cause of death in our country between the ages of 10 and 24 is suicide.”

“Every single human being is a miracle.”

“Quality time is birthed inside of quantity time.”

“Deep down in my core, I want to be with my kids.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Rav’s guest on the show this week is Brian Persaud, who, along with being a husband and a father, also runs the Brian Persaud Real Estate Team, hosts ‘Inside Toronto Real Estate’, and is a co-author of ‘Investing in Condominiums - Strategies, Tips and Expert Advice for the Canadian Real Estate Investor’. In today’s episode, Brian shares with Rav the details regarding his strategy of making money by investing in pre-construction properties, and the many benefits he finds in implementing it.

Episode Highlights:

How to make money investing in pre-construction properties

Quotes:

“The reason why we’re doing all this stuff...is to get more free time and have that time with your family and have that time with your kids.”

“You get even higher...rent and higher property values than the regular market because it’s the newest, shiniest thing.”

“It’s really easy to do, and you can do it multiple times. It’s completely passive.”

“You just have to have some foresight.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Rav is ‘super excited’ to be back this week with special guest co-host D’Arcy McConvey and today’s guest, Ben Amir. Together, they discuss Ben’s journey into working in real estate, the development of his business, HouseSigma, and the value inherent in data-driven investing.

Episode Highlights:

How D’Arcy made the connection between Ben and the Everyday Investor

Quotes:

“If you think about yourself as an investor, data is obviously critical in making a decision.”

“House Sigma, at our core, our goal is to help you decide what to buy, where to buy it, and when to buy it…to provide you the tools, data, and the analytics to make good decisions.”

“Real estate is a very hyper-local game…one street can be totally different from another.”

“All sorts of investors can make good use of these tools.”

“Real estate – it’s all about the little details.”

“It’s an infinite return!”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Rav is ‘just elated’ to be back this week with special guest co-host D’Arcy McConvey, and he’s equally excited to have his family friend, personal accountant, and Partner in MNP’s Professional Services group, Jeffrey Sum, join them this week. In this episode, Jeffrey shares information about MNP and why he loves to work there, as well as the importance of good bookkeeping. He also responds to Rav and D’Arcy’s many real estate investment accounting questions, offering a great deal of valuable information and advice along the way.

Episode Highlights:

Jeffrey’s involvement with MNP and why he loves it there

Quotes:

“We are here to help our clients optimize tax.”

“A cow gets fed, but a pig gets slaughtered.”

“If you’re doing a lot of business, get the right bookkeeper involved – try not to do things yourself.”

“We’re trying to make your life easy.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

This week, Rav and special guest co-host D’Arcy McConvey are super excited to welcome Matt Nichol to the podcast to discuss the importance of investing in health. As a veteran strength and conditioning coach who has trained professional and elite amateur athletes since the late 1990’s, Matt possesses a wealth of experience and knowledge in this field, and on today’s show he shares with listeners his approach to training his clients, and his top 3 ‘absolutes’ when it comes to making health and wellbeing investments.

Episode Highlights:

Matt’s road to becoming an elite trainer

Quotes:

“I’m still teaching. I’m just teaching athletes and some executive guys how to take care of their health a little bit better.”

“I spend all day hanging around with these high performers, achievers.”

“The same principles they have used to be successful in business…it’s just applying those same principles to your health and wellness, and creating a plan.”

“Every hour of sleep you got before midnight was worth two after.”

“We’re so used to being a 24 hour society.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/

Matt’s homepage: https://mattnichol.com/

Rav and special guest co-host D’Arcy McConvey are super excited to discuss how to make money by investing in apartment buildings with ‘the specialist in that space’, Dave Garber, Managing Director at Marlin Spring Properties.

Episode Highlights:

Initial assessments of potential properties and typical renovations made

Quotes:

“I think it’s definitely scary at first.”

“We’re constantly evaluating opportunities across the country.”

“This investment, it’s one of the least riskiest if you know what you’re doing because everybody needs a place to live, I’ve heard.”

“I think it’s a pretty good proposition.”

“It’s very easy to overpay…you have to be real smart about the market.”

Links:

Everyday Investor homepage: https://everydayinvestor.com/