Everything Estate Planning

#263 | 🤷‍♀️𝗝𝘂𝘀𝘁 𝗪𝗵𝗮𝘁 𝙎𝙝𝙤𝙪𝙡𝙙 𝗬𝗼𝘂 𝗡𝗮𝗺𝗲 𝗬𝗼𝘂 𝗧𝗿𝘂𝘀𝘁?

"What's in a Name?" There is quite a bit of flexibility when naming a Trust, but a bit of caution is in order. While there are no hard and fast rules, we do recommend a few specific things to make sure that all funding and any transitions can happen as smoothly as possible.

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

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This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#262 | 𝗣𝗿𝗼𝗯𝗮𝘁𝗲 𝗣𝗿𝗼𝗯𝗹𝗲𝗺𝘀: 𝗪𝗵𝗼 𝗚𝗲𝘁𝘀 𝗣𝗮𝗶𝗱 𝗙𝗶𝗿𝘀𝘁?

Probate involves costs, expenses, creditors and beneficiaries. So, who gets paid first? Why and when?

𝘏𝘰𝘸 𝘭𝘰𝘯𝘨 𝘥𝘰𝘦𝘴 𝘪𝘵 𝘵𝘢𝘬𝘦 𝘣𝘦𝘧𝘰𝘳𝘦 𝘵𝘩𝘦 𝘣𝘦𝘯𝘦𝘧𝘪𝘤𝘪𝘢𝘳𝘪𝘦𝘴 𝘨𝘦𝘵 𝘵𝘩𝘦𝘪𝘳 𝘪𝘯𝘩𝘦𝘳𝘪𝘵𝘢𝘯𝘤𝘦?

Estate Administration can be complicated, especially if you're trying to do it on your own. With a better understanding of how probate works, hopefully it will become easier for you to navigate.

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

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This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#261 | Parents - They DON'T Have To Tell You Anything!

𝗡𝗼𝗽𝗲. 𝗧𝗵𝗲𝘆 𝗗𝗼𝗻'𝘁 𝗛𝗮𝘃𝗲 𝘁𝗼 𝗖𝗮𝗹𝗹 𝗬𝗼𝘂. Not the doctors, not the hospital, not the police.

Your 18-year old is a legal adult. And yup, they've probably reminded you of that fact 1,000 times already.

But this also means y𝗼𝘂 𝗺𝗮𝘆 𝗻𝗼𝘁 𝗯𝗲 𝗻𝗼𝘁𝗶𝗳𝗶𝗲𝗱 𝗶𝗳 𝘁𝗵𝗲𝗿𝗲'𝘀 𝗲𝘃𝗲𝗿 𝗮𝗻 𝗲𝗺𝗲𝗿𝗴𝗲𝗻𝗰𝘆 involving your young adult children.

As they spread their wings, whether they're heading off to college, starting a new job, taking a gap year, or attempting the latest TikTok trend, this video will 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗵𝗲𝗹𝗽 𝘁𝗵𝗲𝗺 to plan ahead for 𝗮𝗱𝘂𝗹𝘁𝗶𝗻𝗴 𝗺𝗼𝗿𝗲 𝘀𝗮𝗳𝗲𝗹𝘆 𝗮𝗻𝗱 𝘀𝗲𝗰𝘂𝗿𝗲𝗹𝘆.

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

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This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#260 | 𝗛𝗼𝘄 𝘁𝗼 𝗧𝗮𝗹𝗸 𝗔𝗯𝗼𝘂𝘁 𝗘𝘀𝘁𝗮𝘁𝗲 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗪𝗶𝘁𝗵 𝗬𝗼𝘂𝗿 𝗕𝗙𝗙

Your ride or die. Your very best friend. You've been through it all and you'd do anything to protect them.

If you've already completed your estate plan, you know how important it is to get it done now and get it done right. If you've been following us and watching our videos, you also know how important estate planning is and maybe you're struggling with taking the first step.

This video will help you have that conversation, the one where you and your bestie get the estate planning you know you both need, push past whatever might be stopping you (or them) and just 𝗴𝗲𝘁 𝗶𝘁 𝗱𝗼𝗻𝗲!

--

We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

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This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#259 | 𝗦𝗼𝗹𝘃𝗲 𝗧𝗵𝗶𝘀 𝗣𝗿𝗼𝗯𝗮𝘁𝗲 𝗣𝗿𝗼𝗯𝗹𝗲𝗺: 𝟮 𝗦𝗶𝗯𝗹𝗶𝗻𝗴𝘀 + 𝟭 𝗛𝗼𝘂𝘀𝗲 = ❓

🧓🏠🧑‍🦰

What happens if one sibling wants to sell an inherited house but the other wants to sell it? Dealing with a complicated probate process while also working through personal grief and loss can cause emotions and tensions to run higher, even (or especially) between siblings.

There are a few solutions to choose from, some less messy than others. See what your options are, whether you're the sibling that wants to stay or the one that wants to sell.

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

--

This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#258 | It's Much More Than Just a Bunch of Documents!

🤷‍♀️𝗪𝗵𝗮𝘁, 𝗘𝘅𝗮𝗰𝘁𝗹𝘆, 𝗔𝗿𝗲 𝗬𝗼𝘂 𝗣𝗮𝘆𝗶𝗻𝗴 𝗙𝗼𝗿?

Online/DIY estate planning may be gaining in popularity, but there are at least four common issues we regularly have to correct for our clients. Here's why your estate plan should include much more than just a few signed documents.

🧩 𝘔𝘢𝘬𝘦 𝘴𝘶𝘳𝘦 𝘺𝘰𝘶𝘳 𝘦𝘴𝘵𝘢𝘵𝘦 𝘱𝘭𝘢𝘯 𝘪𝘯𝘤𝘭𝘶𝘥𝘦𝘴 𝘵𝘩𝘦 𝙥𝙡𝙖𝙣𝙣𝙞𝙣𝙜 𝘱𝘪𝘦𝘤𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘶𝘻𝘻𝘭𝘦!

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

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This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#257 | Can't My Mom Just Take My Kids? "𝘔𝘰𝘮 𝘴𝘢𝘪𝘥 𝘴𝘩𝘦'𝘭𝘭 𝘵𝘢𝘬𝘦 𝘵𝘩𝘦 𝘬𝘪𝘥𝘴, 𝘴𝘰 𝘸𝘦'𝘳𝘦 𝘢𝘭𝘭 𝘴𝘦𝘵." Is that really all there is to it? If something happens to you, what's the guardianship process like? Will your mom get your kids, just because that was the understanding in your family? How do you make it legal? Will your wishes hold up in Court? 𝗣𝗮𝗿𝗲𝗻𝘁𝘀, 𝗹𝗶𝘀𝘁𝗲𝗻 𝘂𝗽! 𝗜f you've got 𝗺𝗶𝗻𝗼𝗿 𝗸𝗶𝗱𝘀 - 𝗼𝗳 𝗮𝗻𝘆 𝗮𝗴𝗲 - you'll want to tune in!

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

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This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#256 | 𝗪𝗲 𝗔𝗟𝗟 𝗡𝗲𝗲𝗱 𝗜𝘁. But 𝗢𝗻𝗹𝘆 𝟯𝟯% 𝗼𝗳 𝗬𝗼𝘂 Are Getting it Done! We tackle an age old question, with a healthy dose of reality. Still think estate planning is irrelevant? If you're 18 or older, this episode is personal and it applies to you, 𝙬𝙝𝙞𝙡𝙚 𝙮𝙤𝙪'𝙧𝙚 𝙨𝙩𝙞𝙡𝙡 𝙖𝙡𝙞𝙫𝙚 by the way. It's time to blow this statistic away. 𝗧𝗵𝗼𝘀𝗲 𝟯𝟯% 𝗞𝗻𝗼𝘄 𝗪𝗵𝗮𝘁'𝘀 𝗨𝗽! 💯

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

--

This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#155 | 𝗧𝗵𝗶𝘀 𝗦𝘁𝘂𝗳𝗳 𝗗𝗢𝗘𝗦𝗡'𝗧 𝗚𝗼 𝗶𝗻 𝗬𝗼𝘂𝗿 𝗧𝗿𝘂𝘀𝘁 Got a Trust? Great! 𝗗𝗼𝗻'𝘁 𝗝𝘂𝘀𝘁 𝗗𝘂𝗺𝗽 𝙀𝙫𝙚𝙧𝙮𝙩𝙝𝙞𝙣𝙜 𝗶𝗻 𝗧𝗵𝗲𝗿𝗲. 🫣 We get it. You want to avoid Probate. So do we. But there are at least 3 things you probably won't want to put in your Trust. We break down what they are and what to do with these assets instead.

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

--

Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

--

This podcast is intended for educational purposes only and does not create an attorney-client relationship.

(attorney advertising)

#254 | 𝗖𝗮𝗻 𝗬𝗼𝘂 𝗚𝗲𝘁 𝗮 𝗦𝘁𝗲𝗽 𝗨𝗽 𝗙𝗿𝗼𝗺 𝗦𝘁𝗲𝗽 𝗠𝗼𝗺?

What happens if you inherit a house from one parent or stepparent but they're no longer married to your other parent? Will you lose the step-up basis? Will you have to pay capital gains now? Do you need to worry about inheritance tax? We've got you covered.

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We're here to help you learn more! Please comment and let us know if you found this additional knowledge useful to you…and plus, it would be awesome if you would SUBSCRIBE too! It would mean a lot to us. 😊

--

If you want to talk more about anything estate planning, elder law or probate related:

https://zammittilaw.com

http://yourplanningattorney.com

--

We provide PEACE OF MIND to families through estate planning, elder law and probate matters.

Our firm rests on three core pillars:

1. Family protection

1. Simplicity and efficiency for our clients

1. Minimizing taxes and spend down of your hard-earned assets

If you need assistance with estate planning, elder law, or probate matters, we are happy to speak with you. Valerie K. Zammitti is the owner at Zammitti Law, PLLC. She started her firm with one goal – to help individuals and families protect themselves, their loved ones, and their hard-earned assets thereby finding PEACE OF MIND!

Our informational videos and podcasts will cover topics on revocable living trusts, irrevocable trusts, wills, trusts, incapacity planning, power of attorney, health proxy, living will, asset protect trusts, minimizing tax liabilities, elder law, probate, among many other related topics.

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Facebook = https://www.facebook.com/zammittilaw

Instagram = https://www.instagram.com/zammittilaw/

TikTok = https://www.tiktok.com/@everythingestateplanning

YouTube = https://www.youtube.com/channel/UC4qXqymg6T_Ha_QzALXgcbQ

LinkedIn = https://www.linkedin.com/in/valerie-k-zammitti-jd-mba-llm-2b593821?original_referer=https%3A%2F%2Fwww.google.com%2F

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This podcast is intended for educational purposes only and does not create an attorney-client relationship.

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