On the latest episode of Everything is Fintech, we go truly global with a conversation with our VP, Fintech Strategy, Zach Anderson Pettet (US), Tim Moncrieff, VP, Global Head of Strategic Initiatives at Visa Direct (UK) and Swapnil Mhasde, Head of Commercialization & Solutions for Money Movement at Visa Direct (Singapore).

From the rapid rise of real-time payments (RTP) to the future of cross-border money movement and the innovation reshaping APAC and European markets, we uncover why payments have gone from "boring" to the hottest topic in fintech.

Learn more about how Visa is driving seamless, invisible payments, tackling regulatory shifts, and preparing for the next decade of innovation. 

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Recorded in London, this episode brings together two of the most insightful voices in UK mortgage fintech, Jinesh Vohra, CEO & Founder of Sprive, and Andrei Lebed, CEO and Co-founder of Koodoo, for a roundtable discussion with Money20/20's VP, Fintech Strategy, Zach Anderson Pettet, and Head of EU Content, Ian Horne. 

Jinesh shares the story behind Sprive, a mortgage overpayment app saving users millions in interest and shortening loan lifespans—without impacting daily lifestyles. He explains how Sprive’s "Shop with Sprive" feature incentivizes smarter spending while integrating with major UK brands.

Andrei unpacks how Koodoo powers mortgage comparison sites and builds embedded mortgage infrastructure for major lenders. He reveals why the unit economics of mortgage tech are so brutal, and how AI is helping to create scalable, compliant, customer-centric advice journeys.

Key Topics:
-The historic hurdles of mortgage-focused VC funding
-Why acquiring mortgage customers is painfully expensive
-How AI can pass mortgage adviser exams, and why that scared the market
-The problem with “credit risk” and the illusion of individual pricing
-Why long-term mortgage innovation is ripe for digital disruption

Sprive: https://sprive.com/

Follow Jinesh Vohra: https://www.linkedin.com/in/jinesh-vohra/

Koodoo: https://koodoo.io/

Follow Andrei Lebed: https://www.linkedin.com/in/andrei-lebed/

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In the lead-up to Money20/20 Asia, VP, Fintech Strategy, Zach Anderson Pettet, headed to Singapore to sit down with Namita Bhide, Founder/Managing Director of Denim Consulting and Ex-Banker, for a global take on how fintech is evolving across Asia. This episode of Everything is Fintech dives deep into the region’s unique innovation DNA—from digital identity and data equity to purpose-led product design.

Namita brings real-world insight on what it takes to drive financial inclusion, the human side of AI, and how humility in leadership leads to better innovation. Whether you're on the ground in Asia or watching from afar, this episode is your inside look at the trends shaping the future of fintech.

Topics Covered:

• Digital identity & inclusion at scale
• Southeast Asia & India’s fintech innovation model
• Designing with empathy and equity
• AI’s role in real-world impact
• What global fintech can learn from Asia

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In this episode of Everything is Fintech, Simon Taylor, Head of Strategy & Content at Sardine, joins Zach Anderson Pettet to break down some of the biggest trends shaping financial services today. They dive into the constant cycle of bundling and unbundling in fintech, exploring why companies are shifting strategies and what it means for the industry.

Learn more about:

• The evolution of core banking
• The critical role of AI in fraud prevention
• How stablecoins could reshape emerging markets
• What banks and fintechs need to do to stay ahead in an AI-powered future

Plus, don't miss insights on AML compliance, data-sharing challenges, and the increasing importance of real-time fraud detection in a rapidly digitizing financial ecosystem.

It's a sharp, no-BS take on what’s next in fintech that you don't want to miss! 

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Four fintech experts, one cozy roundtable, and a spirited discussion on the state of our global financial landscape. 

It's an episode of Everything is Fintech you can't miss! Money20/20 hosts, Zach Anderson Pettet, VP, Fintech Strategy, and Ian Horne, Head of Europe Content, meet up with Emma Napier, Consulting Director at NextWealth, and Mary Agbesanwa, White Label Business Development Director at Embark (part of Lloyds Banking Group) for a discussion on the evolving world of WealthTech.

New to WealthTech? Tune in to understand exactly what it is. Plus, hear how technology is reshaping investing, financial advice, and wealth management, making it more accessible and efficient for consumers.

Key topics include:

-The rise of AI-powered financial tools and their role in automating investing.
-The challenges traditional wealth management firms face in adapting to digital trends.
-How embedded finance and open banking are creating new opportunities in WealthTech.
-The growing influence of Gen Z investors and their demand for seamless, digital-first financial experiences.
-What the future holds for robo-advisors, digital wealth platforms, and financial inclusion.

Hosts:

Zach Anderson Pettet, VP, Fintech Strategy

Ian Horne, Head of Europe Content

https://www.money2020.com/

Guests:

Emma Napier, Consulting Director at NextWealth

https://nextwealth.co.uk/

Mary Agbesanwa, White Label Business Development Director at Embark (part of Lloyds Banking Group)

https://embarkgroup.co.uk/

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We're putting the fun back into fintech on this latest episode with Nicole Casperson, Founder & CEO of Fintech is Femme, and Zach Anderson Petter, VP, Fintech Strategy at Money20/20.

With over 50,000 subscribers to her newsletter and a thriving membership community, Nicole is championing inclusivity and innovation in fintech. This, along with her work as a journalist, prompted her to write her latest book, Fintech Feminists, which features inspiring stories of founders, operators, CEOs, people that want to leverage the power of advanced technology to make our economy and our financial system more equitable.

Nicole chats with Zach on the good, bad, and the ugly of writing a book, and what she's learned about fintech along the way after years of research and many conversations with women paving the way in the industry.

They riff on how fintech has the power to solve the economy's most pressing issues, from student debt to climate change to healthcare and caregiving.

Plus, Nicole shares more on her personal philosophy of relatability vs. authenticity, and how shifting your mindset to abundance vs. lack is not just woo-woo stuff (it really works!)


Fintech is Femme:
https://www.fintechisfemme.co/
Follow Nicole:
https://www.linkedin.com/in/nicole-casperson-0820a5133/
Buy her book, Fintech Feminists:
https://amzn.to/4aCsfOf

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Three continents, four time zones, and five members of the Money20/20 global content team. It's a jam-packed inaugural episode of Everything is Fintech, filled with lots of unfiltered opinions and predictions on where the industry is headed this year.

Do we have a crystal ball? Well, not exactly. But we gave our best (and in some cases, funniest) educated guesses. And at the same time, we looked back on our 2024 predictions to see what actually came to fruition, and what turned into a figment of our imagination.

Because fintech is like the wild frontier, where everything is in flux and the rules are being rewritten every day. We're at the edge of a massive shift—politically, economically, and socially—and who knows what’s coming next? But one thing’s for sure: it’s going to be unpredictable, exciting, and full of unexpected twists.

Truth is though, can anyone really predict what the future of fintech holds? Well, we can try, but 'Who In The F Knows'!

Hosted by: 
Zach Anderson Pettet, VP, Fintech Strategy
https://www.linkedin.com/in/zachpettet/

Guests:
Scarlett Sieber, Chief Strategy and Growth Officer
https://www.linkedin.com/in/scarlettsieber/

Sheryl Chen, Head of Content, Asia
https://www.linkedin.com/in/sherylckx/

Ian Horne, Head of Content, Europe
https://www.linkedin.com/in/ian-horne-86335399/

Micky Tesfaye, Content Lead, Europe
https://www.linkedin.com/in/micky-tesfaye/

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