Delve into the dynamic world of the creator economy with two visionary leaders: Michael Cavallaro, Co-Founder and CEO of Manifest Financial, and Crystal Jackson, Founder of essentL. Together, they share their unique journeys and discuss how fintech is reshaping the landscape for creators, solopreneurs, and micro-businesses.

Michael Cavallaro brings his extensive experience in investment banking and fintech to the table, offering insights into how Manifest Financial is addressing the critical gaps in financial services for creators. From providing business banking solutions to tackling challenges like credit access and cash flow management, Michael explains how Manifest is empowering creators to organize their finances, leverage their earnings, and scale their businesses.

Crystal Jackson, a creator herself with over 5 million followers across platforms, shares her personal story of navigating the creator economy and the challenges she faced in accessing essential business infrastructure. As the founder of essentL, she highlights the importance of HR benefits, payroll, health insurance, and IP protection for creators who are building their brands and businesses. Crystal’s passion for helping creators treat themselves as corporations shines through as she discusses how essentL is filling a critical void in the market.

This episode also explores broader themes, including the stigma creators face from traditional financial institutions, the rise of entrepreneurship among younger generations, and the growing influence of creators in shaping media consumption and commerce. 

Tune in to learn how Manifest and essentL are paving the way for creators to thrive in a rapidly evolving digital landscape.

Manifest Finacial: https://www.manifestfinancial.com/

essentL: https://essentlcreator.com/

Follow Michael: https://www.linkedin.com/in/michael-j-cavallaro-55a4296/

Follow Crystal: https://www.linkedin.com/in/crystal-jackson-mba-8893b72bb/

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On the latest episode of Everything is Fintech, Mike Blandina, CIO of Snowflake, shares his deep expertise on the transformative impact of AI in enterprise finance. Drawing from his 35+ years in fintech and financial services, Mike explores how businesses can harness AI to drive innovation while navigating the complexities of trust, accuracy, and regulatory compliance.

Key highlights include Snowflake’s groundbreaking approach to AI deployment, the importance of starting small with repetitive tasks to build reliability, and the role of human oversight in achieving higher accuracy. 

Mike also delves into the challenges posed by fragmented data systems and evolving global regulations, offering actionable insights on how companies can remain adaptable and competitive in a rapidly shifting technological and geopolitical landscape.

This episode is a must-listen for anyone looking to understand the future of AI in enterprise finance and how to strategically implement it for long-term success.

Snowflake: https://www.snowflake.com/en/

Follow Mike: https://www.linkedin.com/in/mikeblandina/

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In this episode of Everything is Fintech, we sit down with Michelle Gill, EVP and GM of Small Business and Financial Services at PayPal, to explore the cutting-edge developments in agentic commerce. Michelle shares insights into how PayPal is revolutionizing the payments landscape by enabling AI agents to autonomously complete transactions, manage subscriptions, and more. From the challenges merchants face in adapting to this new environment to the exciting opportunities for consumers, this episode dives deep into the future of commerce and the role PayPal is playing in shaping it.

Key Takeaways:

• Learn how AI agents are transforming commerce by autonomously completing transactions and creating seamless shopping experiences.
• Discover how PayPal is helping merchants adapt to agentic commerce through simplified integrations and partnerships with major players like Google and Perplexity.
• Understand the shift in consumer behavior and how AI-driven experiences are becoming mainstream, with 40% of holiday shoppers expected to use LLM surfaces for discovery.
• Gain insights into what’s next for agentic commerce, including autonomous order dropping and inventory management by 2026.

PayPal: https://www.paypal.com/us/home

Follow Michelle: https://www.linkedin.com/in/michelle-gill-47b2a85/

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In this exciting episode of Everything is Fintech, we sit down with Andries Smit, Chief Growth Business Officer at inDrive, live from Money2020 Middle East. inDrive, the second most downloaded ride-hailing app globally, is making waves in 48 emerging markets with its unique approach to mobility and financial inclusion. Andries shares the company’s mission to challenge systemic injustices in ride-hailing, offering transparency and choice to both drivers and passengers through an innovative bidding model.

The conversation dives deep into how inDrive leverages fintech solutions to address real-world challenges, such as providing driver loans to improve livelihoods and productivity. Andries also discusses the company’s strategic expansion into new markets, focusing on areas with unmet needs and systemic inefficiencies. 

With a bold vision to impact a billion lives by 2030, this episode offers a fascinating look at how inDrive is reshaping mobility and financial services in emerging markets.

inDrive: https://indrive.com/en-in
Follow Andries: https://www.linkedin.com/in/andriessmit/

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Welcome to the Everything is Fintech podcast’s special 2026 Predictions episode! Join the global Money20/20 team of fintech futurists, Oliver Smith, Dhanum Nursigadoo, Virginia Pereira Alvarez, and Sheryl Chen, as they dive into bold, brilliant, and potentially outrageous predictions for the future of finance.

From AI revolutionizing the industry to the rise of community finance orchestrators, stronger financial regulations, and ChatGPT’s potential to become the first true financial super app, this episode is packed with insights, debates, and a healthy dose of uncertainty. Will these predictions come true? Who in the *F* knows?

This conversation is just the beginning! The ideas explored here will spark even more debates, discussions, and groundbreaking insights at Money20/20 events happening all year long across the globe: Asia, Europe, the Middle East, and the USA.

Tune in for a thought-provoking discussion on the twists and turns shaping the global financial system. Don’t miss this wild ride into the unpredictable frontier of fintech!

Read more predictions: https://www.money2020.com/content/predictions

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What happens when a self-proclaimed geek, a former intelligence officer, and a fintech disruptor walks into a podcast? You get Ran Goldi, the man behind Fireblocks, a company that powers 15-20% of all blockchain transactions globally.

In this no-holds-barred episode of Everything is Fintech, we cut through the fluff to talk about:

• Why most banks and fintechs still don’t have a clue about stablecoins (and why they need to get their act together).
• The wild origin story of Fireblocks, from hacking prevention to moving trillions securely.
• How AI and blockchain are colliding to create opportunities (and chaos) in fintech.
• The paranoia-fueled strategies that keep Fireblocks ahead of 85 competitors.

Hit play to find out why Goldi thinks the future of finance is already here, and why most of us are still playing catch-up.

Fireblocks: https://www.fireblocks.com/

Follow Goldi: https://www.linkedin.com/in/rangoldi

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Discover how AI is revolutionizing financial services in this episode of Everything is FinTech. Join Sachin Bhat, Principal Architect for Financial Services at Google Cloud, as he shares exclusive insights into Google's AI initiatives, including the cutting-edge Gemini multimodal AI. Learn how AI is driving personalized customer experiences, enhancing operational efficiency, and ensuring risk management in regulated industries like banking.

Key Topics Include:

• Gemini Multimodal AI: How it supports text, audio, video, and more for seamless user experiences.
• Personalized Customer Experiences: The role of AI in delivering tailored nudges and offers.
• Operational Efficiency: Automating backend systems and reducing costs with AI.
• Invisible Banking: Simplifying financial apps with voice and chat interfaces.
• Real-World Success Stories:
  • DBS Bank: Achieving $750 million in business value through AI.
  • Stock Exchange of Thailand: Enhancing data accessibility for users.
• Agentic AI: Understanding autonomous systems designed to achieve specific goals.
• Open Ecosystem for AI: How Google Cloud supports third-party and open-source AI models.
• Future of Fintech: The impact of AI on financial services and beyond.

Tune in to stay ahead in the fast-paced world of AI-powered fintech innovation!

Follow Sachin: https://www.linkedin.com/in/sachinbhat/

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In this episode of Everything is Fintech: Live from Money20/20 Asia, we sit down with Yam Ki Chan, Vice President Asia Pacific & Managing Director at Circle Singapore, to explore the transformative future of money. Yam Ki shares his unique insights into the evolution of digital currencies, the rise of Web3 technologies, and the growing institutional adoption of blockchain-based solutions like USDC (USD Coin).

Discover how stablecoins are revolutionizing cross-border payments, enabling faster settlements, and reducing costs for businesses across Asia and beyond. Yam Ki also delves into the programmability of money, the potential of on-chain FX and treasury management, and how blockchain is reshaping global financial systems.

Key topics include:

• The role of stablecoins in modern finance.
• How Web3 is unlocking new opportunities for innovation.
• The intersection of AI and blockchain in creating agent-to-agent interactions.
• Real-world use cases of digital currencies in payments, remittances, and insurance.
• The challenges and opportunities of scaling digital asset infrastructure in highly regulated industries.

Whether you're a fintech enthusiast, a blockchain advocate, or curious about the future of global finance, this episode is packed with actionable insights and forward-thinking perspectives.

Circle: https://www.circle.com/

Follow Yam Ki: https://www.linkedin.com/in/yamkichan/

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In this exciting episode of Everything is Fintech, we dive deep into the intersection of artificial intelligence and financial services with two industry leaders: Lauren Kolodny, Co-founder and Managing Partner at Acrew Capital, and Kevin Levitt, Global Financial Services Director at NVIDIA.

Discover how AI is reshaping the fintech landscape, from combating fraud to revolutionizing consumer financial processes. Lauren shares insights on emerging AI-native startups and the future of consumer fintech, while Kevin discusses NVIDIA's role in enabling AI-driven innovation across financial institutions.

Key topics include:

• The rise of generative AI in financial services.
• How startups and incumbents are leveraging AI to tackle fraud and compliance.
• The human side of AI adoption and its impact on the workforce.
• Predictions for the future of fintech and AI by 2030.

Whether you're a fintech enthusiast, startup founder, or industry professional, this episode is packed with actionable insights and thought-provoking discussions.

Follow Kevin: https://www.linkedin.com/in/kevinlevitt/

Follow Lauren: https://www.linkedin.com/in/laurenkolodny/

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Join hosts Zach Anderson Pettet and Micky Tesfaye as they sit down with Ali Niknam and Bianca Zwart, the Founder/CEO and Chief Strategy Officer of bunq, for an insightful conversation about building a revolutionary digital bank. Discover how bunq's unique merit-based culture and logical approach to problem-solving have created one of the most innovative fintech companies in Europe.

This episode dives deep into bunq's unconventional hiring practices, including their famous "Get Shit Done Day," how they've built a company culture focused on results rather than appearances, and why they believe logic is the foundation of their success. Learn how Bianca rose from customer support to Chief Strategy Officer, why Ali has never experienced imposter syndrome, and how their complementary leadership styles drive the company forward.

Whether you're interested in fintech innovation, building strong company cultures, or understanding what makes digital banking different, this candid conversation offers valuable insights into the minds behind one of the fastest-growing digital banks.

bunq: https://www.bunq.com/en-us/

Follow Ali: https://www.linkedin.com/in/ali-niknam-50253913/
Follow Bianca: https://www.linkedin.com/in/bianca-zwart/

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