I've said it before and I'll say it again, if you're in the property game without a mortgage broker, you're losing time and money!

On this episode Stu joins me to chat about the main reasons why you need to use a mortgage broker not to mention that their service is 100% FREE, there's also a bunch of other reasons that will save you as a home owner or investor time and money.

If you'd like to connect with Stu, head over to his business instagram page below:
https://www.instagram.com/cloudcanyonau/

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

If you're wondering how much it costs to own an investment property OR you already own one and want something to compare your expenses too, then this is the podcast for you.

In this episode, I breakdown the income and expenses of an investment property I bought back in 2019 in South West Sydney, the reason for each expense and when/how it is paid, including but not limited to:
Maintenance, professional photos, management fees, rates, utilities, interest and insurance.

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

You've probably heard it once or twice before...

"Property is a game of finance"

It's true, so what better way to dig a little deeper than to talk to Mortgage Broker Stu Patterson from CloudCanyon about how and why he got into the mortgage broking game and the roll they play for first home buyers and property investors.
There are some gems in this episode, especially around the guarantor for first home buyers that I personally wasn't aware of. If you took some value, let me know aswell!

If you'd like to connect with Stu, head over to his business instagram page below:
https://www.instagram.com/cloudcanyonau/

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Big news...

The NDIS pricing review is out with changes effective from 1st of July 2023. But don't worry, if you dont know what NDIS or SDA is, we interview the expert and trusted expert in the field Lindsay Kelly who answers all my questions. It's important note, massive changes to the following:
- Funding levels for Improved Livability, HPS and Robust design categories
- Housing typologies that the NDIA are moving away from
- Housing typologies and the biggest areas were supply is needed! (invest here)
- Changes to GST and how it can be claimed for SDA investors
- Update for fire sprinklers
& a whole lot more.

If you'd like to connect with Lindsay, you can reach out to him on linkedin at the below link:
https://www.linkedin.com/in/sda-homes/
(Really clever SEO on the linkedin custom URL, Lindsay!)

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Hi All,

In this episode I go into detail in regards to the political volleyball topic 'Negative Gearing' - it's thrown around alot and has been a recent topic in the press. In this episode you'll learn:

- What is Negative Gearing
- How does negative gearing work with your tax return
- Any example of how a positively/negatively geared property affects your tax
- My 6 x reasons why I believe it should be here to stay

Interested to hear peoples thoughts on why we should or shouldn't keep it? Reach out on socials and let me know your thoughts!

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Episode 17! If only I had a dollar for every time I saw someone ask for a recommendation for a consultant for a new project...

In todays episode you'll find out the #1 tool to find practicing/relevant/successful consultants doing the work you want, in the area you need.

Hint:
It's not google..
It's not Hipages...
It's not the paper...

This will open your thinking a little bit and also provide you with all the answers you need.

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

In this episode we welcome back onto the podcast Lachy, who first appeared on the Everything Property Podcast in week 5 with some poor spending habits and in need of help. I review his latest bank statements and give him my honest thoughts...

Without going too far into this episode, I really respect someone who is this honest with themselves and is incredibly transparent with me and our audience. Watch this space, as Lachy and I have big things planned!

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Hi All,

Now I know this foundation is all about 'Building a Team' and who to get on board with you from the start, but it also goes without saying that there's going to be people you need to avoid - the first of which is covered in todays episode... Property Spruikers.

In this episode you'll find 10 questions + 1 BONUS question you need to be asking yourself when you are navigating through your next property purchase.
Doing your own research and asking questions is free and it gives you peace of mind so you can sleep at night. So why not invest the next 18 minutes in saving yourself a whole lotta potential pain?

Remember, whilst this isn't financial advice - this episode aims to give you further insight and arm you with questions to ask the property professionals.

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Alright alright, it's almost tax time!!! To make sure you and your properties are in the best shape possible I sat down with Joe Hart and Luke Moylan from Obsidian Advisory to run through all the must know tax tips for property investors

In this episode you'll get answers to all of the following questions and MORE:
- Can you claim on your PPR?
- What property investors need to give to their accountants at tax time
- When can you claim depreciation on a property
- Classification between renovations and maintenance (Repairs vs Improvements)
- How to claim depreciation (improvements) vs maintenance (repairs)
- When is the right time to do renovations on your investment property
- Can you claim travel to investment properties?
- Can you claim travel for repairs on investment properties (To get supplies and materials)
- 1 crucial thing you must do every year if you own property in a Self Managed Super Fund (SMSF)
- 1 crucial thing you must do if you own commercial property

If you're looking for a great accountant to look after you and your business, I'd recommend reaching out to Joe and Luke at Obsidian Advisory to have a chat.
 https://obsidianadvisory.com.au/ or 02 8330 6793

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Today's episode we dive deep into the field of numbers with an interview with two Chartered Accountants, who after working in the field for over a decade for all the big names decided to start their own business, only months before the start of the worldwide pandemic.

How did it go? Well you'll need to listen to find out, but here's a few things we covered:

- What is an Accountant and how they can help you in your property journey
- Why you actually NEED to use one!
- How they tie in with your property journey
- Some tips/tricks and industry knowledge (I learnt so much in this episode!)
- PLUS some absolute gold from their years in the field.

If you're looking for a great accountant to look after you and your business, I'd recommend reaching out to Joe and Luke at Obsidian Advisory to have a chat.
 https://obsidianadvisory.com.au/ or 02 8330 6793

Don't forget to check out the summary post on our Instagram.

Facebook: facebook.com/everythingproperty.au
Instagram: www.instagram.com/everythingproperty
LinkedIn: linkedin.com/everythingproperty
Website (Coming soon)

Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.