Money Moves with Michael

Everything You Need to Get Pre-Approved (And Where to Find It)


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Episode 2: Everything You Need to Get Pre-Approved (And Where to Find It)

Welcome back to Money Moves with Michael! In this episode, we’re cutting through the confusion and giving you the Top 5 documents you need to get pre-approved for a mortgage—and exactly where to find them. If buying a home is the trip of a lifetime, think of this as packing your suitcase. Once you’ve got these essentials, you’re ready to board.

What You’ll Learn in This Episode:

The Top 5 Things You Need for your mortgage application:

1- Identity Documents – The easy stuff (driver’s license, Social Security card)
2- Income Verification – Pay stubs and W-2s for stability
3- Asset Verification – Bank statements to show your funds
4- Self-Employed Essentials – Tax returns and business docs
5- Special Situations – Gifts, job changes, and unusual deposits

We’ll cover:

Why lenders need these documents (and what they’re looking for)
Where to find each item quickly
How to handle special cases like gifts, job changes, and large deposits
Pro tips for self-employed borrowers
Common mistakes that slow down pre-approval—and how to avoid them

Why This Matters:

Pre-approval isn’t just a box to check—it’s your ticket to shop with confidence. Sellers take you seriously, and you know exactly what you can afford. But without the right documents, you’re stuck at the starting line. This episode makes it simple, stress-free, and fast.

Resources & Freebies:

Ready to get pre-approved today? Call me for a no-pressure conversation at 206.687.5640 or email at [email protected]! We’ll walk you through every step, no pressure, no confusion. Ask us for our free document checklist!

Next Episode:

We’re breaking down the timeline for pre-approval—how long it really takes and how to speed it up. Subscribe so you don’t miss it!

This podcast is hosted by ZenCast.fm

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Money Moves with MichaelBy Michael Fornerette