You're a few days away from closing. Everything's moving forward. Then you get an email from your lender with a document attached: Your closing disclosure. This is one of the most important documents you'll receive, and you need to review it carefully. Today, we're talking about the Top 4 Sections You Must Review in Your Closing Disclosure. What it is, what to check, and most importantly, how to avoid wire fraud when sending your money.

Up next: Episode 24 (last one of season two!)- Closing Day - What Happens at the Table

Connect with Michael and his team with any questions or to start your homebuying journey

This podcast is hosted by ZenCast.fm

In this episode of Money Moves with Michael, Michael breaks down the six critical things every buyer must check during their final walk-through—the last opportunity to catch issues before they become your responsibility.

You’ll learn:

Plus, Michael shares a real story of a flooded basement discovered just hours before closing… and how a walk-through saved the buyer thousands.

This checklist protects you. Follow it, document everything, and don’t close until the home is truly ready.

This podcast is hosted by ZenCast.fm

The appraisal came in below your purchase price — don't panic. Michael walks through your four options for handling an appraisal gap and how to negotiate a solution without letting emotions drive a costly mistake.

Your 4 Options

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You found your dream home, made an offer, and the seller accepted — now what? Before your lender hands over the money, they need to know the house is actually worth what you're paying for it. That's where the appraisal comes in. In this episode, Michael breaks down exactly what an appraisal is, how the process works, and how appraisers determine a home's value using comparable sales (comps).

What You'll Learn in This Episode

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In this episode of Money Moves with Michael, Michael Fornerette breaks down the five essential steps every homebuyer needs to follow when negotiating repairs after the inspection. Whether you're trying to secure repairs, negotiate credits, or decide when it’s time to walk away, this episode gives you the exact roadmap to protect your wallet and keep the deal alive.

If you’ve ever wondered what’s reasonable to ask for—or how to avoid getting stuck with expensive surprises—this episode is your guide.

What You’ll Learn in This Episode

Key Takeaways

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In Episode 18 of Money Moves with Michael, Michael Fornerette tackles one of the most overwhelming moments in the homebuying process: getting your inspection report back and trying to figure out what actually matters. With pages of photos, notes, and issues, it’s easy to panic — but this episode gives you a simple, clear system to separate serious problems from normal wear and tear.

Michael breaks down:

You’ll learn how to categorize each finding, what’s worth negotiating, when to ask for credits, and why trying to fight over every tiny item can actually hurt your deal. Michael also shares how his team helps buyers interpret inspection reports and stay focused on the issues that truly matter.

Next week: How to negotiate repairs and credits after the inspection — and get results without blowing up the deal.

This podcast is hosted by ZenCast.fm

Welcome back to Money Moves with Michael! Today, Michael Fornerette is taking you inside the home inspection — the full walk‑through of what inspectors actually check, why it matters, and how it protects you from buying a money pit. You already know why you should never skip an inspection. Now it’s time to understand what you’re paying for during those two to four hours an inspector is crawling, climbing, testing, and documenting every inch of the home.

In this episode, Michael breaks down the Top 5 Areas Inspectors Examine, including:

✅ Structural Components

Michael also shares why you should attend your inspection, what questions to ask, and how to understand the report once it arrives.

🎧 Listen now to learn how to spot red flags early, protect your investment, and walk into homeownership with confidence.

This podcast is hosted by ZenCast.fm

Buying a home is one of the biggest financial decisions you’ll ever make — and skipping the inspection is one of the biggest mistakes you can make. In this episode of Money Moves with Michael, Michael Fornerette breaks down why a home inspection is the smartest $500 you’ll ever spend.

Using real stories, practical examples, and clear guidance, Michael explains how inspections uncover hidden issues, give you negotiation power, protect you from financial disasters, and teach you how to care for your new home.

The Top 5 Reasons You Never Waive an Inspection

If you’re buying a home — especially in a competitive market — this episode gives you the confidence and clarity to protect your investment. Michael explains why the inspection is your safety net, your negotiation tool, and your best defense against unexpected expenses.

As always, don't hesitate to reach out to Michael and his team for information and advice!

This podcast is hosted by ZenCast.fm

In Episode 15 of Money Moves with Michael, Michael Fornerette breaks down one of the toughest parts of homebuying: knowing when to walk away. In a competitive market, emotions run high and bidding wars can push buyers far past their comfort zone. This episode gives you the four essential rules that keep you grounded, disciplined, and financially protected.

Michael covers:

You’ll hear real-world scenarios, common traps buyers fall into, and the long-term consequences of overpaying just to “win.” Michael also shares how his team helps clients evaluate offers and avoid emotional decision-making.

Next week: Home inspections—what’s normal, what’s a problem, and how to negotiate repairs like a pro.

This podcast is hosted by ZenCast.fm

In this episode of Money Moves with Michael, Michael Fornerette breaks down the Top 5 Components of a Winning Offer—and why price alone doesn’t win deals in today’s market.

You’ll learn how to structure smart, competitive offers that appeal to sellers without overpaying, even in multiple-offer situations. Michael explains how each part of an offer works together—from pricing strategy to contingencies—so you can protect yourself while still standing out.

What You’ll Learn in This Episode:

Key Takeaways:

Michael and his team help buyers structure winning offers every day—balancing competitiveness with protection.

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