Everywhere We Belong

"I took a leap too high and had no protection. That property taught me everything about risk."

Meet Dr. Atul Sawant, a radiologist who had ₹1.5 crore in debt while investing in India. He now makes over 6% yields in Dubai. Here's how he did it.

In this episode, he breaks down:

• How he recovered from ₹1.5 crore debt in India

• The 70-20-10 portfolio allocation that creates millionaires

• The escrow account protection that makes Dubai investing safer

• Currency & country diversification that saved his portfolio

• The one mistake NRIs keep making with Indian property

Chapters

00:00 - Intro

01:48 - Personal Journey

02:15 - Move to Abu Dabhi

03:28 - Investing Journey

05:11 - Portfolio Allocation

07:02 - Real Estate Investment Journey

10:34 - India vs Dubai Real Estate

14:15 - Dubai Real Estate amid Current Geopolitical Issues

15:35 - How Dubai Protects Investor Capital

16:40 - Myth vs Fact: Dubai EMIs

18:15 - Impact of another Financial Crisis on Dubai Real Estate

20:20 - Advice for NRIs Planning to Invest in India

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com 

App: https://app.getbelong.com/LywZ/YT 

Instagram: https://www.instagram.com/getbelong 

LinkedIn: https://www.linkedin.com/company/getbelong 

X: https://x.com/GetBelong 
Join our WhatsApp community: https://community.getbelong.com/

Are you unknowingly losing money than you should, just because nobody told you the rules?

In this video, we break down the 5 most common financial traps that quietly drain NRI wealth every single year. No scams, no bad investments — just rules that work differently than most people think.

If you're an NRI with money parked in India, this one is worth watching till the end.

Chapters:

0:00 - ₹9 Lakh Lost Without Doing Anything Wrong

0:51 - Trap 1

2:12 - Trap 2

3:31 - Trap 3

5:06 - Trap 4

7:01 - Trap 5

9:03 - Do These 3 Things This Week

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com

App: https://app.getbelong.com/LywZ/YT

Instagram: https://www.instagram.com/getbelong

LinkedIn: https://www.linkedin.com/company/getbelong

X: https://x.com/GetBelong

Join our WhatsApp community: https://community.getbelong.com/

Is the "Return to India" dream actually sustainable, or is it just a romanticized escape?

In this episode of NRI Wealth Stories, Aditi sits down with Bhasker Jaiswal, who spent nearly two decades building a life and career abroad before making the ultimate move back home.

His story is a blueprint for anyone caught between two worlds, trying to build lasting wealth while staying true to their roots.

Chapters

0:00 - 1% More Capital vs 1% More Return

1:23 - Bhasker Jaiswal Career Journey

2:15 - Why He Moved Abroad?

3:46 - ₹50 Lakh Gone in 2 Months in India

5:10 - Financial Challenges After Coming Back to India

8:46 - How Much Money Do You Need Before Coming Back to India

9:03 - Inside His $1.5M Portfolio

11:11- How Currency Ate His Returns

13:29 - Why He Never Picks Stocks

14:08 - Hardik Pandya's Financial Lesson

15:04 - The Biggest NRI Misconception

17:11 - Why Nobody Ever Has "Enough"

18:00 - What Does Rich Actually Mean?

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com

App: https://app.getbelong.com/LywZ/YT

Instagram: https://www.instagram.com/getbelong

LinkedIn: https://www.linkedin.com/company/getbelong

X: https://x.com/GetBelong

Join our WhatsApp community: https://community.getbelong.com/

Is your Foreign Tax Credit (FTC) claim about to get a lot more complicated? 

With the introduction of Draft Income-tax Rules, 2026 and the Income-tax Act, 2025, the Indian Tax Department is moving away from the "self-claim" era of Form 67. If you are an NRI returning to India, an RNOR, or a resident with global income (RSUs, Dividends, Pensions), Draft Rule 76 introduces a critical compliance trigger that you need to know.

In this episode of the Offshore Advantage, Sagar Soman breaks down the One Lakh threshold, the move to the new Form 44, and why a mandatory CA verification might be in your near future.

Chapters

00:00 Intro

00:40 Before We Begin

01:24 DTAA vs FTC

02:30 The New Architecture

03:32 Form 44

04:04 The CA Verification Trigger

04:52 FTC Mechanics

05:30 Disputed Foreign Tax

06:29 FTC Roadmap

06:57 FTC Timelines

07:46 Currency Conversion

08:21 Documents Required Under Draft Rule 76

09:11 The Three Buckets Framework

09:45 FTC File Checklist

10:48 Takeaway

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com 

App: https://app.getbelong.com/LywZ/YT 

Instagram: https://www.instagram.com/getbelong 

LinkedIn: https://www.linkedin.com/company/getbelong 

X: https://x.com/GetBelong 

Join our WhatsApp community: https://community.getbelong.com/

Most NRIs jump into the Indian market without a strategy, only to realize later that currency depreciation and high expense ratios have eaten their gains. We’re changing that today. Whether you are a beginner or looking to optimize your existing portfolio.

In this episode of The Home Advantage, Aswin breaks down the complete NRI Mutual Fund blueprint for 2026—from picking the right funds to the "surprise" solution in GIFT City.

Chapters

0:00 Intro

0:42 Mutual Fund Categories

1:25 Investment Goals

2:05 Risk Capacity & Tolerance

4:27 Age vs Asset Allocation

5:16 How to Choose the Right Funds

8:50 Two Ways to Invest in Mutual Funds

10:05 Importance of Emergency Funds

10:50 Takeaways

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com 

App: https://app.getbelong.com/LywZ/YT 

Instagram: https://www.instagram.com/getbelong 

LinkedIn: https://www.linkedin.com/company/getbelong 

X: https://x.com/GetBelong 

Join our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOA

Are you returning to India for a project, to care for parents, or just to test the waters? If you’re keeping your NRE accounts active for tax-free interest, you might be unknowingly breaking FEMA laws.

In this episode of The Offshore Advantage, Sagar Soman breaks down the critical difference between being a Non-Resident for Income Tax vs. FEMA. Many NRIs assume they have a 182-day grace period, but under FEMA, your status changes the moment you land with the intent to stay.

Watch to know why "nobody is watching" is a dangerous gamble and get a step-by-step roadmap to transitioning your finances legally while maximising tax windows like RNOR.

Chapters

00:00 Intro

00:49 The Why Behind the Delay

01:58 FEMA vs Income Tax

03:15 What Banks Actually Do

04:01 The Right Order of Operations

04:53 The Smart Bridge

06:02 Don't Forget Your Investments

06:35 Use Your India Time Wisely

07:49 The Common Confusions

09:35 The Loophole

11:05 The Big Misconception

11:50 DTAA: How to Handle It

12:28 The Takeaway

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com 

App: https://app.getbelong.com/LywZ/YT 

Instagram: https://www.instagram.com/getbelong 

LinkedIn: https://www.linkedin.com/company/getbelong 

X: https://x.com/GetBelong 

Join our WhatsApp community: https://community.getbelong.com/

Think pensions are only for people living in India? Think again. 

Most of us have heard the "pension lecture" from elders back home. But while the advice is old, the tools have changed. Today, we dive deep into the National Pension System (NPS) and the Atal Pension Yojana (APY) to see which one actually makes sense for your portfolio.

In this episode of the Home Advantage, Aswin breaks down NPS and APY. What they are, whether NRIs can actually invest, and whether they're worth it for your retirement strategy.

Chapters

00:00 - Intro

01:05 - The National Pension Scheme

04:02 - Atal Pension Yojana

04:25 - Can NRIs Invest in NPS or APY?

06:25 - Closing Statement

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com 

App: https://app.getbelong.com/LywZ/YT 

Instagram: https://www.instagram.com/getbelong 

LinkedIn: https://www.linkedin.com/company/getbelong 

X: https://x.com/GetBelong
Join our WhatsApp community: https://community.getbelong.com/

Most NRIs investing in India default to large caps. But the data tells a different story.

In this video, we break down why Indian mid-caps have consistently outperformed large caps and small caps across multiple market cycles, in average returns, median returns, and probability of double-digit outcomes.

Here's what we cover:

• Why mid-cap PAT-to-GDP grew nearly 3x faster than Nifty 100 companies

• How mid-cap earnings growth has outpaced large caps over full market cycles

• Why cleaner balance sheets and improving ROE make mid-caps a compelling long-term bet

• How NRIs can access Indian mid-caps tax-free through the GIFT City structure

The fund featured in this video:

Sundaram India Midcap GIFT Fund: A feeder fund built specifically for NRIs and global investors. Minimum investment $5,000 USD. Fully repatriable. No rupee conversion. No local tax filing.

Click here to know more: https://getbelong.com/tools/gift-city-mutual-funds/sundaram-india-mid-cap-fund-gift/

Chapters

00:00 - Intro

01:16 - The Mid-Cap Potential

03:30 - Mid-Caps: The NRI Growth Engine

04:22 - The Sundaram Mid-Cap GIFT Fund

05:26 - The GIFT City Advantage

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com 

App: https://app.getbelong.com/LywZ/YT 

Instagram: https://www.instagram.com/getbelong 

LinkedIn: https://www.linkedin.com/company/getbelong 

X: https://x.com/GetBelong

Join our WhatsApp community: https://community.getbelong.com/

What if you could study at Oxford, Cornell, or Harvard without leaving your career behind?

That's exactly what XED has been quietly building for over a decade. And now, they're going public.

In this exclusive interview with John Kallelil, (CEO & Founder, XED), we talk about:

• How XED partners with the world's top universities

• Why they charge $28,000 per seat (and still have a waitlist)

• The B2B & B2C model fueling their growth

• Post-IPO plans: AI, acquisitions & global expansion

• Why NOW is the right time to go public

If you're an investor, executive, or simply curious about the future of premium education — this one's for you.

Chapters

00:00 - Intro

00:34 - Early Life and the Birth of XED

03:40 - What is XED?

06:57 - Is XED an ED-Tech?

09:18 - How Does XED Approach Executive Education?

14:49 - What Does it Take to Partner with the World's Top Universities?

18:02 - Real-World Learning vs Classroom Learning

23:52 - Is XED a B2B or B2C?

31:59 - Long-Term Plans for B2B & B2C

33:53 - How XED is Positioning itself Against the Competitors?

38:13 - How Scalable is XED?

42:25 - Long-Term Plans for XED

46:34 - What Makes XED Sustainable in the Long-Term?

49:49 - What are the Post-IPO Plans for XED?

53:13 - Rapid Fire Questions

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com 

App: https://app.getbelong.com/LywZ/YT 

Instagram: https://www.instagram.com/getbelong 

LinkedIn: https://www.linkedin.com/company/getbelong 

X: https://x.com/GetBelong 

Join our WhatsApp community: https://community.getbelong.com/

Most NRIs assume their NRE interest stays tax-free until the deposit matures. And honestly? That assumption makes sense. Nobody told you otherwise.

But here's the truth — the moment your intent shifts from visiting India to staying in India, your tax-free status starts a countdown. And that countdown doesn't wait for your FD to mature.

That assumption can cost you. A lot.

In today’s episode of The Offshore Advantage, CA Sagar Soman, breaks down exactly what happens to your NRE and FCNR deposits the moment you return to India.

Chapters

00:00 Intro

01:08 The Two Clock Analogy

01:45 NRE vs. NRO vs. FCNR: Key Differences

02:02 Understanding FEMA Regulations

02:33 Two Clocks, Two Residency Tests

03:03 Bank Procedures on Return

04:44 Debunking the Biggest NRE Myth

05:41 What Happens to NRE FDs?

07:07 The Truth About NRE FD Tax

08:07 FCNR(B): The Clean Exit Strategy

09:00 Tax Implications for FCNR

10:10 Managing RFC at FCNR Maturity

10:49 3 Essential Tasks Upon Returning

11:38 Critical TDS Warning

12:06 Summary & Final Thoughts

About Belong

Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.

Explore Belong:

Website: https://getbelong.com 

App: https://app.getbelong.com/LywZ/YT 

Instagram: https://www.instagram.com/getbelong 

LinkedIn: https://www.linkedin.com/company/getbelong 

X: https://x.com/GetBelong 

Join our WhatsApp community: https://community.getbelong.com/