EvoFi: A Finance Podcast for Humans

In episode 39, we’ll talk about what financial planning really is (and what it is not), what to look for in a planner and which questions to ask, and how the profession has changed over the years and where it may be headed. Dave O'Brien, CFP® and Taylor Schmaltz, CFP® are joined by our newest addition to the planning team, Kathryn Mundie, to talk with Jesse Lineberry, CFP®, the Director of the Financial Planning Program at Virginia Tech – and yes, one of Kathryn’s professors! 

Hosts Stephen Fletcher, CFP® and John Clair, CFP® sit down with Eric Ash, head coach and owner of Vintage Boxing Gym, and Liz Cane, CEO of River City Promotions, to talk about the importance and benefits of not only creating a plan but sticking to it. 

Song used in Name That Tune segment is "Can't Be Touched (feat. Mr. Magic & Trouble)" by Roy Jones Jr.

Today, in honor of America Saves Week this week, we’re talking about cash flow and, yes, savings, as part 4 of our Mistakes Your Financial Advisor Can Help Prevent series. Stephen Fletcher, CFP®, MBA, and Taylor Schmaltz, CFP®, MBA sit down to discuss some key elements of cash flow, why it’s so important, and how to get started with a budget if you don’t already have one. Take a listen!

In this episode, we jump back into our "Mistakes Your Financial Advisor Can Help Prevent" series to talk about taxes and some of the areas in which we see many mistakes made. Stephen Fletcher, CFP®, MBA joins Taylor Schmaltz, CFP®, MBA to discuss missed deductions, missed opportunities for optimization, and failing to take a multiyear approach to tax planning. 

In this episode, we take a quick break from our Mistakes Your Advisor Can Help Prevent series and bring in our colleagues, Dave O’Brien & Jack O’Brien, to talk about some of the most common problems we see plaguing 401(k) retirement plans and how EVOadvisers can help your business simplify and improve your 401(k) experience.

Andres Mazabel of Trust & Will, an online estate planning tool, joins Stephen Fletcher and Taylor Schmaltz as they discuss why you should create an estate plan, when to start thinking about it, and how Trust & Will helps streamline the process in the second installment of our "Mistakes Your Advisor Can Help Prevent" series.

To learn more about Trust & Will, visit https://app.trustandwill.com/signup?code=epam23adv&ref_id=ky1p6ws7 - using this link during the month of October includes a 20% discount.

We are back with another EvoFi Podcast! Investments are the focus! In this episode, Stephen Fletcher, CFP® and EVO portfolio manager, Jack O'Brien, CIMA® cover why an investment policy statement is important, why we calculate your risk tolerance and when we ignore it! Bottom line: it’s all based on the PERSON, not the PROCESS or the PACKAGE.

**UPDATE: The rule discussed around the 9:00 mark requiring high wage earners who make catch-up contributions to make those catch-up contributions on a Roth, after-tax basis has been pushed back to take effect in 2026 instead of 2024.

-

WE ARE BACK with our follow up and final conversation on SECURE ACT 2.0! In this podcast, Dave and Stephen dive into the changes to catch-up contributions, new Roth options, and where your retirement dollars should be going. Happy listening!

How did the SECURE Act 2.0 change planning for early retirement years? In this episode, Stephen Fletcher joins host John Clair in a discussion about how SECURE 2.0 did and - just as importantly - did not change age-related rules, such as required minimum distributions (RMDs) and qualified charitable distributions (QCDs).

The EvoFi team discusses those documents that give you control over your financial and legal affairs if you're no longer with us - or incapacitated. We're joined by Lead Planner, Mike Bennett, of Helios Integrated Planning.  That's right: WE ARE TALKING ESTATE PLANS, BABY!