The U.S. Personal Saving Rate is a highly cited source for understanding consumers' balance sheet—but is it really indicative of consumers' overall financial health?

In this episode, dv01 dives into The Federal Reserve's Distributional Financial Accounts ("DFA") to understand what consumer balance sheets look like today, whether consumers' finances have deteriorated over time (by income percentiles), and why the DFA is a better dataset to gauge consumer financial health.

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