Expert Network Team

Learn from the expert network team in a podcast or an online movie. Karl Frank, Nathan Merrill, Mike Miller and Jeff Krommendyk about ways to protect your assets during these crazy times!

There are four types of asset protection. We help you protect:

1. Financial assets

2. Property

3. Confidential information

4. Personal security

in the conversation with the expert network team, the gentlemen discuss the various ways we can protect our financial and property assets. First and foremost, insurance is the best defense. Having the right amount of insurance and knowing what it does and does not cover is paramount to a successful asset protection strategy. Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

In this brief but informative podcast, Karl Frank, CFP, Mike Miller, CPA and Nathan Merrill, JD, discuss the QCD: Qualified Charitable Distribution. Learn the benefits and drawbacks of pulling money out of a retirement account and giving it to a charity. The Qualified Charitable Distribution (QCD) is a great way for someone to give money directly to a charity and avoid taxes. For people who file a Simple 1040 tax return, the QCD is often a great decision. It saves having to file a more complicated tax return and then itemize your tax deductions. Learn why wealthy people also enjoy the QCD, including some benefits to their beneficiaries. Learn about the annual gifting limit, the types of charities, and more. Get some good ideas about how you might implement this in your financial plan. Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

Karl Frank CFP® interview Nathan Merrill and Jeff Krommendyk about how to build and strengthen company culture during the Covid-19 era. Before Covid—BC—culture was one thing. Now that we are in the Covid-19 era, everything is different. From handling working remotely to new technology, Jeff and Nate find opportunities and challenges. Come out of the podcast with 4 or 5 handy one-liners and good ideas to help you shape your company culture. Learn how to build community—and how it is different from culture. Learn why culture is a devotion. Challenges build identity. Identity helps you focus your efforts and find new and ideal clients. Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

Karl Frank CFP® and Nathan Merrill discuss Biden’s proposed estate tax plan changes. We describe what the President proposed and what this means for Americans. The increase may affect more people than ever before. The tax rate may be higher. And the loss of a benefit called the step-up in basis could be very expensive for families who have real estate, a family business, farm, or other assets. Nathan will talk in some detail about what we can do before the laws take effect. Learn about the risks that the laws will not change. And learn about ways to reduce the risks in these uncertain times. Ideas include sales, gifts, trusts, companies, foundations and more. Plus, you will learn about how a dollar may be worth a dollar when it goes into a trust. These legal strategies have been around for decades and will become more popular if tax rates go up.

See also the blog post: https://www.assetsandincome.com/blog/what-biden-tax-increases-mean/

Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

Karl Frank CFP® and Nathan Merrill discuss Biden’s proposed tax plan changes. This is the largest tax increase in US history, in dollar terms, and the second largest in history by percentage terms. Learn about the increased income tax. The long-term capital gains tax increased by the largest percentage in history. Learn about the estate tax increase and possible decrease in the estate tax exemption. This means a lot more people will be taxed a lot more upon death. Learn about the loss of a tax break called the step-up in cost basis. This tax, plus the others, could be more expensive than many people realize. Learn about the hidden “gotcha” in a real estate tax. We briefly discuss the increased corporate tax. We discuss some of the biggest winners and losers and we offer some planning ideas to help.

See also the blog post: https://www.assetsandincome.com/blog/what-biden-tax-increases-mean/ Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

So you have intellectual property, what do you do now? Learn the steps to get your property protected. Learn how to keep your property protected. Learn about the USPTO and ways to avoid problems, like abandonment. Learn about the cease and desist letter. Learn how to protect your brand, learn about consumer protection.

What does intellectual property have to do with a shoe? How can insurance protect a business owner. Learn about licensing, both as a user and an issuer of intellectual property. And learn about copyrights, what is and is not a copyright.

Finally, learn the most common ways to protect your intellectual property. Learn some tips about how to write a good confidentiality agreement. Learn about the non-competition agreement. Learn why consultants are dangerous. Learn how to protect yourself in consulting engagements.

Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

Lauren Cammarata Snow, attorney with Goodspeed and Merrill, teaches the experts about intellectual property. Learn the two types of IP and the differences between hard and soft IP. Learn the value and the purpose of patents, trademarks and copyrights. Laugh as you learn about why a patent is more than a feeling.

Learn about what you can and cannot patent. Learn how to protect yourself and your company when developing an idea. Learn about trade dress, trademarks and trade names. Learn about the limits to common law protections. Learn about the differences, the advantages and costs of filing at the State and Federal levels. Finally, learn about Crayons, Coke, Kleenex and different ways to protect your brand.

Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

You might run in front of a bus for your kids but have no clue how you are going to pay for college.

Want to learn how we are really paying for college?

Cameron Morgan with A&I Financial Services and the experts share our own stories. Learn how we are paying, or already paid for, our kids’ college

educations.

Hear our out-of-the-box ideas. What do parents and grandparents need to know in today’s college environment?

The costs seem so high—yet you may have heard there are a lot of scholarships and other ways to reduce costs.

What is real? How can you improve your chances to get a financial award? How do you teach a kid to live off within the means of their new lifestyle?

Plus, check out the show-notes with “Having the College Money Talk with Your Kids” and a link for a free consultation. Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

How do you pay for college?

Cameron Morgan with A&I Financial Services explains to the experts some

great info about how 529 plans really work. Make sure the IRS doesn't charge you taxes or penalties—hint 1009Q and 1098T.

Learn about how much people actually receive from outside resources including scholarships, merit aid, grants, the Colorado Opportunity Fund and more.

Learn why it is often better to apply to a lower-ranked school than the best school—be strategic! Learn about the pros and cons of using a Roth IRA for college—and whose Roth IRA, kid’s, parents or grandparents.

Learn about how even $50 in a kid’s college fund might be able to increase their chances of going to college.

Learn how you can get your money out of a 529 plan if your student gets a scholarship or other financial aid.

Learn about how being eccentric and not well-rounded can help you. And make sure to hang out for the Holy Cow! moment with Cameron as she shares a great secret.

Plus, check out the show-notes with “Having the College Money Talk with Your Kids” and a link for a free consultation. Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

Webcasts, Podcasts, Streaming Video, Streaming Audio

A&I webcasts, podcasts, streaming video, or streaming audios are

provided free of charge solely for use by individuals for personal,

noncommercial uses, and may be downloaded for such uses only, provided

that the content is not edited or modified in any way and provided that

all copyright and other notices are not erased or deleted.

All webcasts, podcasts, streaming video, or streaming audios are subject

to and protected by U.S. and international copyright laws and may not be

sold, edited, modified, used to create new works, redistributed or used

for the purpose of promoting, advertising, endorsing or implying a

connection with A&I.

A&I reserves the right, at any time and for any reason, to stop offering

webcasts, podcasts, streaming video, or streaming audios and to stop

access to or use of webcasts, podcasts, streaming video, or streaming

audio and any content contained therein A&I shall not be liable for any

loss or damage suffered as a result of, or connected with, the

downloading or use of the webcasts, podcasts, streaming video, or

streaming audios.

- A&I Wealth Management is a registered investment adviser that only

conducts business in jurisdictions where it is properly registered,

or is excluded or exempted from registration requirements.

Registration as an investment adviser is not an endorsement of the

firm by securities regulators and does not mean the adviser has

achieved a specific level of skill or ability. The firm is not

engaged in the practice of law or accounting.

- The information presented is believed to be current. It should not

be viewed as personalized investment advice. All expressions of

opinion reflect the judgment of the presenter on the date of the

podcast and are subject to change. The information presented is not

an offer to buy or sell, or a solicitation of any offer to buy or

sell, any of the securities discussed. You should consult with a

professional adviser before implementing any of the strategies

discussed. Any legal or tax information provided in this podcast is

general in nature. Always consult an attorney or tax professional

regarding your specific legal or tax situation.

The experts continue their conversation with Rich Ericson and Nathan Merrill about captive insurance companies. Learn alongside Jeff Krommendyk and Mike Miller about the big benefits, and key risks, of setting up a privately-owned insurance company. Continuing the conversation, Rich dives into more details about the three matrices of captive insurance: revenues, employees and current commercial insurance premiums. He discusses the big tax advantages and some of the legal details business owners want to know as they consider these advanced planning strategies. Learn about self-funded health insurance plans, and some of the benefits including increased transparency and lower costs. Learn also about some risks, and how to mitigate them (hint: a stop-loss policy). Integrating a captive policy with health insurance can reduce the risks and reduce the taxes and benefit the business owner. And how do you wind-down, exit, the captive insurance company? And what are the tax consequences? Learn how to gain more control and flexibilty over when and how much to pay in taxes.

To get a free copy of Rich’s white paper, Good, Better, Best, email [email protected].

Expert Network team provides free consultations. Just mention that you

listened to the podcast. 

Nathan Merrill, attorney

Working with affluent families and entrepreneurs in implementing

tax-efficient strategies and wealth preservation

Goodspeed, Merrill

(720) 473-7644

Taylor Smith, attorney

Helping affluent families build their legacy through complex estate

planning

Goodspeed Merrill

(720) 512-2008

www.goodspeedmerrill.com  

Karl Frank

Financial planner helping a small number of successful families grow and

protect their wealth

CERTIFIED FINANCIAL PLANNER™

A&I Wealth Management

(303) 690.5070

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