Jeremy in Minnesota asked Diane to explain the phrase "protect assets equal to benefits paid".  This is referencing the federal LTC Partnership Protection Act, and Diane explains how this law works to protect the middle and upper middle class from financial destruction when an exhaustive extended care needs show up.  Partnership protection is approved in 44 states. In this episode, Diane shares how a Partnership qualified LTC policy protects assets and eases stress throughout the family. Jim & Holly don't own a plan, while Pete & Jan do.  Listen and learn how Pete's Partnership qualified plan allowed Jan to not deplete assets that Jan will need to continue living comfortably, while Holly must impoverish herself to get Medicaid help for Jim.