Exploring Super with ESSSuper

In this month’s episode we are joined by Matt Cervetto from our Member Education team to discuss beneficiary nominations.  Having a valid beneficiary nomination in place is an important step in taking control of your super.  Hear from one of our experts and get an understanding of what beneficiary choices are available, how they work and what steps you need to take in order to register a nomination.

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Emergency Services Superannuation Board ABN 28 161 296 741 the Trustee of the Emergency Services Superannuation Scheme ABN 85 894 637 037 (ESSSuper). The information contained in this article is of a general nature only. It should not be considered as a substitute for reading ESSSuper's Product Disclosure Statement (PDS) that contains detailed information about ESSSuper products, services and features. Before making a decision about an ESSSuper product, you should consider the appropriateness of the product to your personal objectives, financial situation and needs. It may also be beneficial to seek professional advice from a licensed financial planner or adviser. An ESSSuper PDS is available at esssuper.com.au/pds or by calling 1300 650 161.

Before acting on any advice contained in this article, podcast or video, please download and read the relevant Product Disclosure Statement and target market determination, found on our PDS and handbooks web page. The Board recommends that you seek financial advice before acting upon this information.

This website contains links to other websites which are not under the control of and are not maintained by ESSSuper. ESSSuper is not responsible for the content of those sites. ESSSuper provides these links for your convenience only but does not necessarily endorse the material on these sites. 

The information contained on this website is of a general nature only. It should not be considered as a substitute for reading the relevant ESSSuper handbook or Product Disclosure Statement (PDS) (and associated target market determination) that contains detailed information about ESSSuper products, services and features. Before making a decision about an ESSSuper product, you should consider the appropriateness of the product to your personal objectives, financial situation and needs. It may also be beneficial to seek professional advice from a licensed financial planner or adviser. An ESSSuper PDS is available on our PDS and handbooks webpage or by contacting us.

We chat to Philip Elmslie, our manager of Member Advice, who shares his insights on the types of advice available to ESSSuper members, the advice process and timeframes. Learn about some benefits of meeting with ESSSuper’s advice team and  more.

ESSSuper has an arrangement with Guideway Financial Services Pty Ltd (ABN 46 156 498 538, AFSL 420367), under which financial product advice is provided to members by ESSSuper employed Financial Advisers who are Authorised Representatives of Guideway. As the advice is provided under Guideway’s Australian Financial Services Licence, Guideway is responsible for the advice you receive. ESSSuper pays Guideway a fee for this service. However, neither the Board, ESSSuper nor the Victorian Government guarantee or endorse any advice given by Guideway or its authorised representatives.

Before acting on any advice contained in this article, podcast or video, please download and read the relevant Product Disclosure Statement and target market determination, found on our PDS and handbooks web page. The Board recommends that you seek financial advice before acting upon this information.

This website contains links to other websites which are not under the control of and are not maintained by ESSSuper. ESSSuper is not responsible for the content of those sites. ESSSuper provides these links for your convenience only but does not necessarily endorse the material on these sites. 

The information contained on this website is of a general nature only. It should not be considered as a substitute for reading the relevant ESSSuper handbook or Product Disclosure Statement (PDS) (and associated target market determination) that contains detailed information about ESSSuper products, services and features. Before making a decision about an ESSSuper product, you should consider the appropriateness of the product to your personal objectives, financial situation and needs. It may also be beneficial to seek professional advice from a licensed financial planner or adviser. An ESSSuper PDS is available on our PDS and handbooks webpage or by contacting us.

Daniel Selioutine (General Executive, Investments) provides economic and market commentary for the October – December 2023 period for ESSSuper members.

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SuperRatings Pty Limited (ABN 95 100 192 283, AFSL No. 311880) (SuperRatings) is a third party superannuation research company providing data analysis, information and commentary to both the public and the superannuation industry. Established in 2002, it is the most widely used and accepted ratings firm in the superannuation industry. Refer to superratings.com.au for more information. Ratings are only one factor to be taken into account when choosing a super fund.

Emergency Services Superannuation Board (ABN 28 161 296 741) (ESSB), the Trustee of the Emergency Services Superannuation Scheme (ABN 85 894 637 037) (ESSSuper).

This investment commentary does not constitute advice. All investment figures quoted relate to before-tax performance of the relevant industry benchmark. Investment returns cannot be guaranteed as investment markets can be volatile. As a consequence, returns can be positive or negative. Past investment performance is not a reliable indicator of future performance.

Benefits in ESSSuper's Accumulation Plan, Income Streams and Beneficiary Account products are not guaranteed or underwritten by the Victorian Government or ESSSuper, and ESSSuper does not come under the jurisdiction of the Australian Financial Complaints Authority (AFCA).

The information contained in this update is of a general nature only. It should not be considered as a substitute for reading the relevant ESSSuper Product Disclosure Statement (PDS) that contains detailed information about ESSSuper products, services and features. Before making a decision about an ESSSuper product, you should consider the appropriateness of the product to your personal objectives, financial situation and needs. It may also be beneficial to seek professional advice from a licensed financial planner or adviser. An ESSSuper PDS is available on our PDS and handbooks web page or by contacting us.

Before acting on any advice contained in this article, podcast or video, please download and read the relevant Product Disclosure Statement and target market determination, found on our PDS and handbooks web page. The Board recommends that you seek financial advice before acting upon this information.

This website contains links to other websites which are not under the control of and are not maintained by ESSSuper. ESSSuper is not responsible for the content of those sites. ESSSuper provides these links for your convenience only but does not necessarily endorse the material on these sites. 

The information contained on this website is of a general nature only. It should not be considered as a substitute for reading the relevant ESSSuper handbook or Product Disclosure Statement (PDS) (and associated target market determination) that contains detailed information about ESSSuper products, services and features. Before making a decision about an ESSSuper product, you should consider the appropriateness of the product to your personal objectives, financial situation and needs. It may also be beneficial to seek professional advice from a licensed financial planner or adviser. An ESSSuper PDS is available on our PDS and handbooks webpage or by contacting us.