Extreme Personal Finance Show

Real Men Ask for Help: A Divorce Coach's Guide to Rebuilding After Rock Bottom | 110

Divorce doesn't just wreck your heart. It wrecks your bank account, your identity, and sometimes your whole sense of who you are. This week on the Extreme Personal Finance Show, I sit down with John Hardy, a divorce recovery coach who specializes in helping men rebuild after separation, betrayal, and financial abuse.

John opens up about his own 30-year relationship, the alcohol that numbed the pain for years, and the moment he hit rock bottom before finally getting sober and starting over at 50. We dig into the money side of divorce that nobody talks about, hidden assets, vehicles sold for a dollar to keep them out of a settlement, and the financial devastation that comes when trust breaks down. They also get real about identity loss, isolation, and why so many men suffer in silence instead of asking for help.

If you're rebuilding after a breakup, or you just want to understand what your partner might be carrying, this episode is packed with practical steps for putting your life (and your finances) back together. John shares his first steps for starting over, why community and accountability matter more than willpower, and how a "bad financial transaction" like divorce can become the launchpad for something better.

John also talks about his new book, "Emotional Alchemy," a collaborative project with 19 other divorce coaches, and where guys can find him for coaching.

Contact Chris:

https://heavymetal.money

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email: chris at heavymetal.money

Resources and Links:

Connect with John!

https://www.johnhardydivorcecoach.com

Book Emotional Alchemy
 https://paintopowerbook.com

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

One More Year Syndrome: Why You’re Afraid to Retire Even When You Have Enough

You reached your financial independence number. The retirement calculators say you are ready. Your expenses are covered, your investments are in place, and you no longer technically need the paycheck.

So why are you still working?

This is known as One More Year Syndrome, and it can keep financially independent people working long after they have accumulated enough money to retire.

In this episode of The Extreme Personal Finance Show, I’m joined by personal finance coach and author Monica Scudieri, whose own case of One More Year Syndrome lasted four years. Monica had paid off $257,000 in debt, built enough wealth to become financially independent, and reached the number she had spent a decade chasing. But walking away still wasn’t easy.

Monica and I dig into why retirement is about much more than investment returns, withdrawal rates, and spreadsheets. The paycheck may provide financial security, but work can also provide identity, community, structure, purpose, and a familiar answer to the question, “What do you do?”

When those things disappear, retirement can feel less like freedom and more like stepping into the unknown. We discuss the fear of market downturns, healthcare expenses, inflation, losing reliable income, and wondering whether your retirement savings will really last. We also explore the emotional side of leaving a career, including the loss of coworkers, professional identity, daily routines, and the social connections that often come with a job.

Monica explains why some people continually move their financial goalposts. First, the goal is $2 million. Then $2 million becomes $3 million. Before long, “just one more year” becomes several more years, not because the math has changed, but because money has become the easiest excuse for avoiding a much harder question:

What am I retiring toward?

We also talk about:

• Why Monica continued working for four years after reaching financial independence
 • How a steady paycheck becomes an emotional security blanket
 • The difference between leaving work and moving toward a new life
 • Why retirement can create an identity crisis
 • How relationships can change when one partner retires before the other
 • The importance of purpose, community, and social connection after retirement
 • Why knowing your actual expenses matters more than replacing your entire paycheck
 • How side income can make the transition into retirement feel less risky
 • Questions to ask yourself before deciding to work another year
 • Why a successful retirement requires more than a strong portfolio
 • The danger of waiting for perfect certainty before enjoying your life

Monica also shares the emotional story of her friend TJ and his philosophy of creating both “or days” and “and days.”

Most days require responsible choices. You can do this or that.

But every once in a while, you need an “and day.” Order the fish and the chicken. Take the trip and see the concert. Build the memories while you still have the time, health, and opportunity to enjoy them.

Financial independence is not about escaping work as quickly as possible. It is about building enough flexibility to make intentional choices with your time.

Working another year is not automatically a mistake. It may give you more security, allow you to finish meaningful work, or provide time to build the next chapter of your life. The problem begins when one more year becomes a habit and you never stop to ask what the additional money is costing you in time.

Because the calendar keeps moving whether you make the change or not.

Follow The Extreme Personal Finance Show wherever you listen to podcasts, subscribe on YouTube, and leave a review on Apple Podcasts.

One randomly selected Apple Podcasts reviewer will receive a copy of JL Collins’ The Simple Path to Wealth.

Contact Chris:

https://heavymetal.money

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https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

Grab Your Slice of Financial independence
 https://www.grabyourslice.com
 
Grab Your Slice of Financial Independence

by Monica Scudier
 https://a.co/d/0frxE2um

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

LEAVE A REVIEW on Apple Podcasts for a chance to Win JL Collins’ A Simple Path To Wealth! 

Most budgets fail, and it's not because you lack discipline. It's because traditional budgeting is built backwards. In this solo episode of the Extreme Personal Finance Show, Chris breaks down why budgets collapse the same way diets do, and introduces values-based budgeting as the fix.

Pulling from research on money scripts (Dr. Brad Klontz) and Ramit Sethi's conscious spending plan and money dials concept, Chris walks through a practical, do-it-at-home exercise: pick five core values, rank them, automate your fixed costs, and spend the rest guilt free on what actually matters to you. Along the way, he shares the data on why 83% of Americans say they overspend, why 84% of people with a monthly budget blow past it, and why a huge chunk of people can't even tell you what they spent last month.

If you've ever felt like a failure for "cheating" on your budget, this episode reframes the problem and gives you a values-first system that's actually built to last.

Bonus: this episode doubles as a preview of the in-person workshop happening at the Benjamins After Dark meetup in the Twin Cities on July 15th.

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

The Heavy Metal Money Mosh Pit 

https://www.facebook.com/groups/heavymetalmoney

The Benjamins After Dark Meetup Group 

https://www.facebook.com/groups/stackingbenjaminstwincities

Values-Based Budgeting Event in the Twin Cities, MN
 https://www.facebook.com/share/1HD5BRCbhk/

https://heavymetal.money/moneyscript

I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works

by Ramit Sethi 
 https://a.co/d/0cTHyZ6B

https://www.iwillteachyoutoberich.com

SPEND ON WHAT YOU VALUE

https://heavymetal.money/spend-on-value/

DR. BRAD KLONTZ

https://www.bradklontz.com

https://www.youtube.com/@DrBradKlontz

Paula Pant at Afford Anything

https://affordanything.com
 

Contact Chris:
https://heavymetal.money

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https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

Money Scripts: Why You Handle Money the Way You Do | 107

There's a subconscious reason why and how you make every money decision.

In this solo episode, Chris dives into money scripts, the subconscious beliefs about money that get programmed into us in early childhood and quietly steer our financial lives well into adulthood. Drawing on the research of financial psychologist Dr. Brad Klontz, Chris walks through the four core money script categories (avoidance, worship, status, and vigilance), explains where these scripts come from, and breaks down the difference between a scarcity mindset and an abundance mindset, including why scarcity isn't just a feeling but an actual measurable brain response.

Chris also gets personal, sharing a money memory from his own childhood, and explains how money scripts get passed down through generations until someone finally stops and asks "does this still serve me?" The episode wraps with reflection prompts you can use to start the conversation with your spouse, your kids, or just yourself, plus info on the free, completely anonymous Money Script Assessment available at heavymetal.money/moneyscript.

If you've ever wondered why you avoid your bank account, why you can't stop buying things you don't need, or why money feels like a fight even when the numbers are fine, this episode RAWWWKS!

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

DR. BRAD KLONTZ

Financial Psychologist - Author | Professor | Speaker | Psychologist | Financial Advisor

https://www.bradklontz.com

https://heavymetal.money/moneyscript/

Download the KMSI PDF Assessment
 https://www.icloud.com/iclouddrive/01bUVmJoHyb_FVozzM9GlUiNg#kmsi-r-revised.pdf

Contact Chris:
https://heavymetal.money

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https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

8 Money Rules with Nik Johnson | Chris on Everyday Money Heroes | 106

Chris Luger didn't grow up wealthy. He didn't have a finance degree. He started over from scratch after a divorce in 2015, barely knowing what a budget was. Nine years later, he walked away from his W2 at 50 with a $2.5 million portfolio.

In this episode, Chris joins Nik Johnson on Everyday Money Heroes to tell that whole story from the messy beginning, the real estate wins (and the properties he eventually had to cut loose), the power of the FIRE community, and the 8 Money Rules he lives by.

What you'll hear in this episode:

• How a divorce in 2015 became the catalyst for Chris's entire financial transformation
• Why he gave himself a 10-year timeline to reach FIRE and hit it in nine
• The mix of residential real estate and index fund investing that built his portfolio
• Why he's now transitioning out of residential rentals and into commercial real estate
• His 8 Money Rules — practical principles covering everything from learning the fundamentals to protecting your wealth to building an emergency fund
• Why "money is just an amplifier" and how financial freedom lets you give back in ways you never could before

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Connect with Nik:

https://everydaymoneyheroes.com

https://www.youtube.com/@Everyday-Money-Heroes

Resources and Links:

MOSH PIT RULES FOR MONEY: WHAT HEAVY METAL TEACHES US ABOUT FINANCIAL SURVIVAL

https://heavymetal.money/moshpitrules/

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

Creative Ways to Save Money Without Feeling Deprived with Roxanne Duckels of FinanceRox | 105

Saving money doesn't have to feel like punishment. In this episode, Chris sits down with Roxanne Duckels, accountant, personal finance coach, and the woman behind FinanceRox, for a real, practical, and genuinely fun conversation about creative and resourceful ways to save more without losing your mind or your social life.

Roxanne paid off $49,000 in debt and is on the path to financial independence by 39. She brings a unique perspective to saving: it's less about restriction and more about resourcefulness.

In this episode you'll learn:

• What "purchase procrastination" is and why Roxanne's 30-day rule beats the impulse every time
• How to run no-spend challenges that actually work, including how to set custom rules so you don't feel like you're white-knuckling it
• The "thrift first" strategy for buying almost anything
• Why building skills like sewing, drain snaking, and DIY repairs beats calling a pro
• How Buy Nothing groups and bartering can replace spending with community
• The two money-saving prompts Roxanne uses to find alternatives before buying anything
• Grocery hacks including the reverse shopping list, end-of-day markdowns, and pantry shopping
• The truth about subscriptions, loyalty apps, cash back tools, and bulk buying
• And why keeping an inventory of what you own might be the most underrated money habit

This one is packed. Horns up. 🤘

Guest: Roxanne Duckels | FinanceRox YouTube: youtube.com/@financerox Website: financerox.com

Giveaway: Leave a review on Apple Podcasts to win a copy of The Student's Guide to Financial Freedom by Dr. Paris Woods.

BONUS AI PROMPTS:

how can I buy this for less or how can I get it for free?
 
 how can I achieve the same outcome for less or for free?

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

FinanceRox: financerox.com

YouTube: youtube.com/@financerox

Amish Donuts
 https://www.youtube.com/watch?v=BB8Nq45Cjf0

Too Good To Go App

https://www.toogoodtogo.com/en-us

Meta Viewpoints App (survey/passive income app)

https://heavymetal.money/metaviewpoints/

Buy Nothing Groups on Facebook

The Student's Guide to Financial Freedom by Dr. Paris Woods

Primate
 https://www.imdb.com/title/tt33028778/?ref_=ext_shr_lnk

Terrible Maps

https://www.facebook.com/TerribleMaps/

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

What happens when you put 88 financially intentional people on a cruise ship headed to Alaska? Apparently, a lot of really good conversations, a few late nights, and at least one episode of the Extreme Personal Finance Show recorded on the fly with a phone crammed between two guys.

This week, Chris is joined by returning guest Kevin Sebesta, recorded live aboard the FinTalks Cruise somewhere off the coast of the North Pacific. No script. No studio. Just two dudes unpacking what they learned from days of deep conversations with some of the most intentional people in the FI community.

If you've ever wondered whether events like this are worth it, this episode will answer that question pretty quickly.

What is FinTalks? FinTalks is a paid membership community started by Amberly Grant, built around a weekly Tuesday night discussion group where financially intentional people connect, share, and grow together. No random strangers offering stock tips. Just smart, thoughtful people willing to invest in their own growth and the growth of others. 

Here's what Chris and Kevin talk about in this one:

Living Your 50s While You Still Can One of the most powerful reminders from the trip came through conversations about using your healthiest years intentionally. Inspired by the book Die With Zero and its concept of "time buckets," Chris reflects on why the activities that require physical strength and energy need to happen now, not someday. Kevin drives it home: once there's a five at the front of your age, you're not youngish anymore.

Health is the Real Currency Multiple conversations on the cruise circled back to health. Members were skipping elevators, logging stair climbs from deck one to deck 14 or 15, and tracking fitness goals alongside financial ones. One community member named Keith was reportedly racking up a hundred flights of stairs a day. REM sleep, joint health, staying strong enough to do the things you want to do at 60 and beyond. Health kept coming up because the community gets it.

The Price You Pay Is Not the Experience You Get Kevin makes a sharp observation here: people in inside cabins with no windows had the same level of enjoyment as people in premium suites with balconies. Because most of the experience happens outside the room, in conversations, at events, on excursions. You don't have to spend a premium to get full value from an experience.

The Year of Experiments Chris met a 31-year-old at dinner who had intentionally declared a "year of experiments," committing to try things he normally wouldn't so he could arrive at 70 without regret. That conversation hit hard. It connects directly to why Chris retired early: he wanted into life, not just out of work.

The One Sheet Dashboard A community member named Wally gave a presentation on his single-page life tracking system, covering finances, health habits, relationship goals, even the number of game nights with his partner each year. Whether or not a granular tracking system fits your personality, the concept of having visibility into your whole life, not just your money, sparked something for Chris. Kevin, a self-described slacker on spreadsheets, still took value from seeing how a different personality type uses structure to stay aligned.

He Time, She Time, We Time A nod to Fritz Gilbert of The Retirement Manifesto, this framework came up in discussions about life design for couples. Shared goals matter, but so do individual pursuits. Not everything needs to be a joint project.

Getting Out of Your Comfort Zone Chris admitted that even at an event full of community members, walking up to someone he had never met and introducing himself is still uncomfortable. He did it anyway. Kevin shares that despite appearing effortlessly social, he is genuinely an introvert who becomes something close to an extrovert only around this community. The concept of being an ambivert, someone whose social energy shifts based on environment, came up and it turns out it might be a real thing.

The Phases of the FI Journey Kevin breaks this down clearly: there are people on this cruise who retired 10 years ago, people who retired last year, people who are one or two years from leaving, and people who are five to ten years out still building their foundation. Every phase has different challenges, different questions, and different energy. The beauty of being in a diverse community is that someone at every stage of the journey is in the room.

Community Over Everything The Harvard Health Study's long-running research found that community, not finances or status, is one of the strongest predictors of wellbeing. Kevin references this and points to something deeper: he knows at least 20 people in this community he could call for real help, people who would show up. He shares a story about community members dropping everything to drive to a car accident on the highway to help a fellow FI friend. That is not a Facebook group. That is family.

The Contrast: FinTalks Cruise vs. Monsters of Rock Cruise These two dudes have been on both. The Monsters of Rock Cruise had a built-in conversation starter everywhere you went. This cruise, surrounded by 3,900 non-FinTalks passengers, felt completely different. Outside of their group, Chris spoke to maybe two people in five days. Kevin counted three conversations, one of which was about a ham wrap. The lesson: shared community creates connection. Without it, you can be on a ship with thousands of people and feel completely alone.

This Episode Also Includes:

• The word "Destinesia" (and what it means)
• A secondhand Chris Holmes mashed potato story
• Kevin's crosswalk philosophy
• Why Kevin does not care what you think of him, and why that might actually be a superpower
• Debate over what a rosary is! 

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

FinTalks Tuesdays

https://www.amberlygrant.com/fintalks

Connect with Amberly Grant

https://www.linkedin.com/in/amberlygrant/
 
Die With Zero: Getting All You Can from Your Money and Your Life

by Bill Perkins 

https://a.co/d/09vOyNYJ

https://campfi.org

Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence

by Vicki Robin,, Joe Dominguez, Mr. Money Mustache

https://a.co/d/0hA5QO98

Retirement Manifesto (Fritz Gilbert): https://theretirementmanifesto.com

The Importance of Community | Finding your Tribe and Sense of Belonging | E50
 https://youtu.be/-Houhdoimag

The importance of connections - Harvard School of Public Health Study

https://hsph.harvard.edu/news/the-importance-of-connections-ways-to-live-a-longer-healthier-life/

Sniglets

https://en.wikipedia.org/wiki/Sniglet

Contact Chris:
https://heavymetal.money

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email: chris at heavymetal.money

From $100K in Debt to Financial Coach with Justin Bennett

Financial coach Justin Bennett had the career, the house, and the wife by his mid-twenties. But, also over $100,000 in consumer debt he had no idea how to get out of. In this episode, Justin shares the raw, real story of how he and his wife turned it around, and how that experience launched nearly two decades of helping over 1,000 clients eliminate a combined $10 million in debt!

We talk about why budgeting gets such a bad rep, the hidden difference between tracking and actually planning, the real reason most people are afraid to look at their own finances, and the mindset shift that has to happen before any process actually works. Justin also breaks down his 3P Framework (Principles, Processes, Plan), shares some incredible client stories, and gives a very honest take on the Buy Now, Pay Later trap that's making all of this so much harder.

He also just happens to be a lifelong Metallica fan who met James Hetfield backstage in 2004. So there's that! \m/ \m/ 

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

https://strongtowerconsulting.com

https://levelupyourfinances.com

Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine

by Mike Michalowicz

https://a.co/d/08PEtGrj

The Money Habit: The Worry-Free Way to Financial Independence

by Mike Michalowicz

https://a.co/d/030t3Vk0

Waylon Jennings talks about quitting drugs.

https://www.youtube.com/watch?v=iFHKnVQZDeo

Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones

by James Clear

https://a.co/d/02kAHu17

Contact Chris:
https://heavymetal.money

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https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

What Nobody Told You About Money in School (And Why That Has to Change) with Dr. Paris Woods | 102

Dr. Paris Woods is back on the Extreme Personal Finance Show, and this time she's bringing the playbook she wrote specifically for the next generation. Her new book, "The Student's Guide to Financial Freedom," released in March 2026 and is already turning heads in schools, nonprofits, and the FIRE community.

In this episode, Chris and Dr. Woods get real about why $1.7 trillion in student loan debt doesn't have to be the default, how schools that meet 100% of demonstrated financial need are hiding in plain sight, and why "retirement" is the worst word you can use when talking to a teenager about investing.

They also dig into the Freedom Fund concept as a more compelling alternative to traditional retirement framing, the Make, Manage, Multiply framework from the book, what first-gen college students face when they're supporting family back home while trying to build wealth, and how LinkedIn, networking, and proximity can do more for a young person's career than almost anything else.

Plus, a conversation about Mr. Beast entering the financial services space, why crowding out bad financial information matters, and what one single habit Dr. Woods hopes every reader takes away and actually keeps.

In this episode:

• Is student loan debt actually unavoidable?
  
  
• Schools that meet 100% of financial need (and why no one talks about them)
  
  
• The Make, Manage, Multiply framework explained
  
  
• Why "retirement" doesn't land with Gen Z and what to say instead
  
  
• The Freedom Fund concept
  
  
• First-gen students, family financial pressure, and learning to say no
  
  
• The dollar game from the Bitches Get Riches podcast
  
  
• College ROI and what universities won't tell you about job placement
  
  
• LinkedIn as a wealth-building tool, even in high school
  
  
• Mr. Beast and the financial services space
  
  
• The first financial habit every student should build
  
  

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

Connect with Dr. Paris Woods
https://pariswoods.com/partnerships/

https://www.instagram.com/authorpariswoods/

Resources and Links:

The Student's Guide to Financial Freedom: A Real-World Money Guide to Help Young People Build Wealth, Avoid Traps, and Plan for Freedom
by Paris Woods
h

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money

Money, Mindset, and No More Mondays: A Conversation with Angie Callen

What does financial independence actually look like when you didn't start at 22 with a perfect plan? For a lot of us, the path to freedom started later, got derailed a few times, and looked nothing like the textbook version. That's exactly what made this conversation worth sharing.

This week is a rebroadcast of my recent appearance on the No More Mondays Podcast with host Angie Callen. Her show is built around the belief that humans still matter, mediocrity is expensive, and ownership changes your outcomes. Pretty much the Heavy Metal Money mission in different font. We vibed immediately, and honestly, we were having so much fun before she even hit record that she almost forgot to start taping.

What we covered:

• What financial independence actually means outside the textbook definition, and why it comes down to time, not a magic number
• The late bloomer perspective, and why starting at 38 or 39 is not too late to reach FI in 10 years
• Needs vs. wants, and how getting intentional about the difference changes everything
• Why tracking your spending is the single most important first move you can make
• The FILE movement (Financial Independence, Live Early) and why it might resonate more than traditional FIRE
• Knowing your "why" and why it's the thing that keeps you going when the hard months show up

And yes, I also talked about spending $2,300 on Metallica tickets at the Sphere. Financial freedom isn't about never spending money. It's about spending it intentionally on the things that actually matter to you.

Go check out Angie's show, No More Mondays, wherever you listen to podcasts. She's the real deal.

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Connect with Angie
https://www.linkedin.com/in/angiecallen/

Resources and People Mentioned:

• Angie Callen and the No More Mondays Podcast
• The Purpose Code by Dr. Jordan Grummit
• Harvey Mackay: Swim With the Sharks Without Being Eaten Alive and Dig Your Well Before You're Thirsty

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money