You know the saying, "Two things are certain in life, death and taxes!" Yes, taxes will even plague you in retirement and can even be one of the biggest expenses in retirement if you don't plan right and plan NOW!

It's important to be tax efficient while you are working and during retirement. For example, if you’re not yet ready to retire, there’s a way to get a nice tax break by making extra contributions to your IRA or 401(k).  John explains how this works and discusses other strategies for tax planning. 

Then, when we think of a retirement nest egg, Social Security is usually factored into the equation.  But an article on The Motley Fool financial website recommends leaving it out when figuring retirement goals.  And it’s not out of fear that benefits will run out.  Rather, it points out that while retirement savings goals are in a person’s control, Social Security benefits are not.  John weighs in on this and more! 

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