Your Family, Your Finances

What will the impact will a recession have on retirees? How can you make sure your plan is updated and protected from the market, a recession and of course inflation ? Plus, don't forget, RETIREMENT is supposed to be FUN! Let's fill up that fun bucket and get started! 

Call John today for an Income X-ray! 

Are we in a recession now? If not – is one coming?  That’s the big question as the Fed raises interest rates again to fight 9.1% inflation. John explains what pre-retirees and retirees can do now to prepare for a recession if and when it hits to both protect and grow your income and most importantly not run our money.

Find out how John can help you create a customized retirement plan where you can both protect and grow your income and NOT run out of money!  

Do you keep up with your email, or do you fall behind?  I’ll bet a lot of things get lost in that email pile!  Can’t the same thing happen in retirement planning?  How would you go about cleaning up a client’s ‘financial clutter?

Clean Up Your Financial Plan with John today! 

If most of your money is in a 401(k), how and when do you access it?  Do you retire and start pulling money as you need it?  Do you wait until the government says you have to take it?  Two retirement and Social Security experts say that a customized tax strategy is very important and can reduce a couple’s tax liability by more than 300-thousand dollars.  Is an income plan really complete without a tax plan?  

Call John for a Market Protection Plan today! 

The #1 fear is running out of money and #1 question is "have I saved enough?" What if we told you John has tools in his tool box to give you guaranteed income for life? 

John explains how he walks his clients through the planning process and more!   

When we mention the word “annuity,” we’re talking about an insurance contract designed to pay out invested funds in a fixed income stream in the future.  The thing is, not all financial advisors recommend them.  The reasons they often give are excessive fees, inferior rate-of-return potential, or limited liquidity.  But Morningstar’s David Blanchett says failing to discuss annuities as an option is a breach of their fiduciary duty.  In other words, they’re not acting in a client’s best interests.  Hear John's your stance on annuities and how he can help you NOT run out of money! 

The biggest fear of planning retirement is running out of money. Good news is, David and Travis have financial tools and strategies that give you income for life! 

Call today for your Financial Lab!  

So, when will the soaring prices come back down to earth?  Right now, the market is wondering if the Fed will get it right.  Should we even worry about a correction at this point? The Money financial website advised those nearing retirement not to panic.  Hear John talk about when it's time to panic, what to do NOW to protect and grow your income IN the market and inflation proofing your income plan! 

Call John today for a Portfolio Review! 

Sometimes, we talk about the “myths” of retirement.  And Forbes says one of the most common ones is that we’ll be in a lower tax bracket, when we quit working.  That certainly seems to make sense – why would it not be true? John talks about helping people get into tax planning now to prepare to have a great tax year and how his strategies can help put MORE money in your pocket and LESS in Uncle Sams! 

The biggest fear of planning retirement is running out of money. Good news is, John has tools and strategies that give you income for life! 

Call John today for a Portfolio Review!