Faith & Retirement

In this powerful and heartfelt episode, Jay Peroni, CFP®, unpacks what it means to retire with biblical conviction, wise stewardship, and purpose-driven impact. He shares inspiring client stories—including a couple who discovered their investments were funding anti-biblical causes and shifted to biblically responsible investing, leading to transformational generosity and legacy-building.

Jay emphasizes how aligning your financial plan with your faith can bring clarity, peace, and purpose—especially in a volatile world. He dives into the Biblical Bucket Strategy, rebalancing principles, and the importance of preparing while times are good, like Joseph storing grain before the famine.

In the second half, Jay tackles tax myths in retirement, showing how strategic moves like donor-advised funds and Roth conversions can dramatically reduce tax burdens while maximizing Kingdom impact. He also discusses diversification with precious metals, crypto, and international investments to protect portfolios from inflation and currency risk.

Throughout, Jay reminds listeners that faith-based investing is easier and more powerful than ever—and that your portfolio should reflect not only your financial goals but your spiritual values.

Visit FaithAndRetirement.com for a free portfolio screening and retirement review to ensure your investments align with your faith, calling, and eternal purpose.

In this patriotic and practical episode, Jay Peroni, CFP® explores how true freedom isn’t just about fireworks and flag-waving—it’s about financial independence rooted in biblical stewardship. From inflation-proof income strategies to long-term care planning, Jay lays out how retirees can use their freedom not for comfort, but for calling (Galatians 5:13).

Jay also tackles critical issues like interest rates, caregiver retirement challenges, assisted living planning, and unlocking home equity for God-honoring purposes. Jay shares how biblically responsible investing goes beyond avoiding bad companies—it's about supporting those advancing Kingdom impact.

In the second half, Jay discusses how to avoid scams, the power of financial discipleship in the Church, and tools like donor-advised funds and business succession plans. Jay emphasizes the importance of working with fiduciaries and surrounding yourself with a faith-aligned team.

If you’re seeking clarity on retirement income, giving, or aligning your portfolio with your beliefs, download Jay’s free book or schedule your no-pressure consultation today at FaithAndRetirement.com.

In Episode 73 of Faith & Retirement, Jay Peroni, CFP®, tackles the urgent question: How do Christian retirees navigate global uncertainty with biblical clarity?

Jay opens by responding to escalating tensions in the Middle East, emphasizing that while markets may shake, believers can anchor their financial strategies in faith and wisdom. Proverbs 27:12 reminds us to prepare for danger—not panic. That’s why Jay’s firm focuses on biblically aligned, risk-aware portfolios.

This episode dives into deep, personal territory—Jay shares how clients often bring not just their financial concerns, but their spiritual struggles. From praying with widows to helping business owners honor God, Jay shows that money is mission.

Listeners also hear practical tips on preparing for cognitive decline, avoiding tax pitfalls, and using new tools like inflation-protected annuities and faith-based ETFs. Jay also cautions against trendy investments like options trading, while endorsing faith-aligned REITs for income without landlord stress.

In Segment 2, Jay calls out moral blind spots in many traditional portfolios and offers real solutions through biblically responsible investing. He also highlights the unique financial needs of women and younger generations, and offers a clear roadmap for navigating inflation.

Schedule a free, faith-based portfolio review at FaithAndRetirement.com to see if your investments align with their values, performance goals, and God-honoring stewardship.

In this episode, Jay shares his personal experience of relocating from Tennessee to South Carolina—and how moving parallels retirement: it’s physical, emotional, and deeply financial. From skyrocketing moving costs to home appreciation strategies, Jay explains how to transition wisely and steward every financial change with purpose.

We also unpack the current global tensions, market volatility, and the importance of faith-driven financial flexibility. Jay shares why working with a fiduciary matters, how early (or late) you should start planning, and what financial tools excite him most right now—from biblically responsible investments to income-producing annuities.

You’ll also hear real-life success stories, spiritual insights, and practical ways to align your finances with your faith.

If you’re facing a life transition or simply want a second opinion, visit FaithAndRetirement.com to schedule a free consultation with Jay.

In this powerful episode, Jay Peroni explains how biblically responsible investing helps Christians avoid supporting causes like abortion, pornography, and anti-Christian activism—while still pursuing competitive returns. Jay breaks down the "clean screening" process, challenges the myth that only the Magnificent Seven deliver returns, and celebrates the growing awareness of faith-based investing, recently spotlighted on Fox Business.

In the second segment, Jay shares strategies for building lifelong income, from annuities to dividend stocks to structured portfolios. He encourages listeners to start early, steward faithfully, and think generationally highlighting legacy planning, the Christian Stock Fund (PRAY), and other faith-first services offered by Faith Investor Services.

With transparency, wisdom, and heart, Jay reminds listeners that stewardship isn’t just financial—it’s spiritual. And it begins with a simple conversation. Ready to align your money with your values? Schedule your free Retirement Income Review at FaithandRetirement.com

On this special Father’s Day edition of Faith & Retirement, Jay Peroni, CFP dives into the powerful themes of fatherhood, legacy, and faith-driven financial planning.

In Segment 1, Jay reflects on the biblical call to leave an inheritance—both spiritual and financial—for future generations. Jay explains how Christian families can simplify legacy planning, avoid common financial missteps, and build faith-aligned portfolios using clean investment strategies that reflect their values.

In Segment 2, the conversation shifts to longevity and how today’s retirees can prepare for longer lives, unexpected healthcare needs, and uncertain economic environments. Jay offers practical, biblically rooted strategies to secure lifetime income, fund long-term care, and stay financially confident regardless of market headlines.

Whether you're a father, a grandparent, or simply someone who wants to build a meaningful legacy, this episode is packed with wisdom and action steps.

Want to leave a legacy that honors God and blesses your family? Book your FREE 15-minute consultation at FaithAndRetirement.com and discover how clean investing and biblical stewardship can shape generations.

Episode 70: Faithful Investing – Clean Portfolios, Real Returns, and Building a Lasting Legacy

In this powerful episode, Jay Peroni explains how biblically responsible investing helps Christians avoid supporting causes like abortion, pornography, and anti-Christian activism—while still pursuing competitive returns. Jay breaks down the "clean screening" process, challenges the myth that only the Magnificent Seven deliver returns, and celebrates the growing awareness of faith-based investing, recently spotlighted on Fox Business.

In the second segment, Jay shares strategies for building lifelong income, from annuities to dividend stocks to structured portfolios. He encourages listeners to start early, steward faithfully, and think generationally highlighting legacy planning, the Christian Stock Fund (PRAY), and other faith-first services offered by Faith Investor Services.

With transparency, wisdom, and heart, Jay reminds listeners that stewardship isn’t just financial—it’s spiritual. And it begins with a simple conversation. Ready to align your money with your values? Schedule your free Retirement Income Review at FaithandRetirement.com

In this episode of Faith & Retirement, hosts Tom Levine and Certified Financial Planner Jay Peroni unpack how today’s news and timeless biblical principles shape smart investing.

In this episode, Jay Peroni, CFP discusses why gold remains a strategic hedge despite flashy science headlines turning lead into gold for a split second. Jay shares how Faith Investor Services blends gold with a balanced portfolio to weather any market “season,” while cautioning against headline-driven investing. He also dives into the ripple effects of Fed interest rate cuts on retirees, and how tax-savvy planning can stop the slow leak of unnecessary taxes from your wealth.

Jay also explores how global events impact even U.S.-based retirements and how to get advice that is rooted in biblical stewardship. Jay highlights the difference between slick dinner seminars and genuine financial clarity. He shares his personal calling to guide Christian families toward wise, biblically aligned stewardship. The show closes with a reflection on James 4 and the importance of holding financial plans humbly, always seeking God’s will first.

You can schedule a free “Tax Efficiency Review,” “Screen & Clean” investment check-up, or a full “Biblical Investment Review” at faithandretirement.com.

In this episode of Faith & Retirement, Jay Peroni, CFP, dives into the real-life challenges and surprises retirees face. Jay explains why a million dollars isn’t always the finish line—it’s how efficiently that money works for you that really matters. From tax-efficient strategies and leveraging home equity to building bulletproof plans that can handle inflation and healthcare costs, Jay shares practical advice for retirees at every stage.

Jay also tackles the emotional side of retirement, highlighting the “what now?” moments that often follow the initial excitement. Jay’s tips on the bucket strategy, spousal retirement mismatches, and safe withdrawal rates offer clear paths to create purpose and peace in retirement. Plus, he shares personal stories and real-life examples, including how he helped a couple turn a seemingly average retirement into a confident and fulfilling one.

Listeners also learn why stress-testing your retirement plan is crucial, how to prepare for long-term care, and whether annuities can be a reliable anchor. Whether you’re just starting out, already retired, or feeling unsure about your plan, Jay’s faith-based, biblically aligned insights help you move forward with clarity, confidence, and stewardship.

Jay breaks down today’s economic headlines—from job growth and cooling inflation to global debt and geopolitical risks—and what they mean for your faith-driven retirement plan.

Topics include:

• The importance of diversified, biblically responsible portfolios
• Whether to withhold taxes on Social Security
• Why index funds may compromise Christian values
• The role of gold, silver, and tactical investing in volatile markets
• Smart strategies for charitable giving (QCDs, donor-advised funds, and gift annuities)
• Why going it alone could cost more than you think

Free consultation available at faithandretirement.com Plan with purpose. Invest with faith.