In this episode of the Safe Haven Solutions Podcast, Larry Kulvig and Kim explore why open communication about money is one of the most important — and often overlooked — parts of retirement planning. From budgeting and joint accounts to aligning goals and preparing for “what if” scenarios, they offer practical strategies couples can use to build financial confidence together. They also discuss Social Security timing, emergency funds, and the value of having a trusted financial partner. If you’re planning for retirement with your spouse or family, this episode is packed with actionable insights to help you stay prepared.

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