In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss why budgeting and cost awareness play a critical role in retirement preparedness. The conversation explores how spending habits, inflation, healthcare costs, liquidity, and emergency planning can significantly impact how long your savings last. Larry explains why retirement planning is about more than investment performance—it’s about balance, education, and having a trusted partner who takes the time to address every piece of the retirement puzzle so clients feel informed, confident, and supported.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig breaks down the key ages and milestone dates that can have a major impact on your retirement plan. From 401k catch-up contributions and penalty-free withdrawals to Social Security timing, Medicare enrollment, required minimum distributions, and tax deadlines, the conversation highlights why knowing these dates matters. Larry explains how proactive planning helps retirees avoid penalties, reduce taxes, and stay confident as rules and timelines continue to change—because the earlier you plan, the better prepared you’ll be.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim walk through the critical questions every pre-retiree and retiree should be asking when building a retirement income strategy. From Social Security timing and required minimum distributions to tax planning, annuities, healthcare costs, and long-term care, the conversation highlights why retirement planning must be holistic and coordinated. Larry explains how aligning income, taxes, insurance, and investments under one roof helps create clarity, reduce surprises, and build confidence throughout retirement.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim discuss the number one question future retirees ask: “Do I have enough money to retire?” The conversation walks through what retirement readiness really means, why confidence matters just as much as numbers, and how having a personalized plan helps bring clarity and peace of mind. Larry explains why retirement planning is never cookie-cutter and how understanding your goals, timeline, and resources is the foundation of a successful retirement strategy.

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In this episode of the Safe Haven Solutions Podcast, Larry and Rachelle Kallevig share the personal values that guide Haven Financial Group—from putting family first to creating a safe, no-pressure environment for clients. They discuss trust, communication, education, and why helping families feel confident and at peace with their financial decisions is at the heart of everything they do.

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In this episode of the Safe Haven Solutions Podcast, Larry and Rachelle Kallevig walk listeners through what it’s like to schedule and attend a first appointment at Haven Financial Group. They explain how each visit is tailored to the client’s goals, whether that means coordinating investments, Social Security, Medicare, tax planning, or insurance—all in one place. The conversation highlights efficiency, ongoing communication, and a relationship-driven approach that keeps clients informed, supported, and confident throughout retirement.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Rachelle Kallevig discuss what truly separates Haven Financial Group from other firms. They highlight a people-first approach to retirement planning, elevated client service, and the value of having everything under one roof—from wealth management and tax planning to Medicare and estate planning. The conversation emphasizes education, communication, and creating a comfortable, no-pressure environment where clients feel heard, supported, and treated like family.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and office manager Rachelle Kallevig share the story behind building Haven Financial Group. They discuss the firm’s people-first philosophy, the importance of trust and teamwork, and how elevated client service is at the core of creating a true “safe haven” for retirement planning.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Founder and CEO of Haven Financial Group, discusses how to approach retirement planning with intention in 2026. He emphasizes the importance of having a knowledgeable partner, reviewing your investments, updating estate plans, and preparing for life events like Social Security decisions, Medicare, and insurance needs. The conversation also highlights the value of education, understanding your risk tolerance, and aligning your financial strategy with your goals and values to create a confident and well-prepared retirement.

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In this episode of the Safe Haven Solutions Podcast, Larry Kallevig, Founder and CEO of Haven Financial Group, is joined by insurance specialist Glenn Ramey to discuss key health care and insurance considerations for 2026. They break down flexible spending accounts, health savings accounts, and important deadlines that can impact your tax strategy. The conversation also covers long-term care planning and life insurance reviews, highlighting why early conversations and regular policy check-ins are essential to protecting your retirement and avoiding costly surprises later in life.

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