In this episode of the Haven Financial Group Radio Show, Larry and Kyle break down the biggest financial traps and opportunities for empty nesters. From staying disciplined during your highest-earning years to maximizing catch-up contributions, tracking spending, and making smart Social Security decisions, this segment focuses on how to turn the empty-nest phase into a powerful boost for your retirement plan.

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In this episode of the Safe Haven Solutions Podcast, we break down what your home really means for your retirement future. Larry, Kim, and Kyle discuss today’s housing market, why so many retirees feel “house locked,” and how shifting mortgage rates may influence your next move. We also explore how real estate fits into long-term retirement planning, property values, and transferring wealth to the next generation.

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In this episode, Larry dives into one of the most overlooked—but most important—parts of your year-end retirement checklist: your estate plan. Many people assume estate planning is only for the wealthy, but Larry explains why every retiree—regardless of assets—needs the right documents in place. He and Kim discuss the common misconceptions around wills and trusts, why outdated paperwork can create major problems, and how a solid estate plan can be one of the greatest gifts you leave to your family.

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In this episode, Larry sits down with Haven Financial Group’s CPA, Lance Larson, and his assistant, Melissa, to unpack the tax strategies retirees should be focusing on as the year comes to a close. They break down the difference between tax preparation and true year-round tax planning, and explain why December is such a critical window for getting your financial house in order.

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In this episode, Larry welcomes Haven Financial Group’s CPA, Lance Larson, to break down the essential tax moves to make before the year ends. They walk through 2025 contribution limits for IRAs and 401(k)s, explain catch-up provisions, and discuss why understanding these numbers now can help you avoid penalties and maximize your tax advantages heading into 2026.

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As the holiday season arrives and the year winds down, it’s the perfect time to tackle essential end-of-year retirement housekeeping. In this episode, Larry walks through the key steps to keep your retirement plan strong—reviewing your Social Security strategy, maximizing contributions, considering Roth conversions, checking income streams, stress-testing investments, and making sure your estate planning documents and beneficiaries are up to date. A practical, seasonal checklist to help you avoid costly mistakes and head into 2026 feeling confident, organized, and prepared.

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A quick look at how emergency savings, steady income, smart investing, and proper planning can reduce stress and create a healthier, happier retirement.

If you want it even shorter or with a different tone (more upbeat, more serious, more promotional), just tell me!

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Larry and Kim explore the realities many retirees face after the honeymoon phase ends—from losing a sense of identity to navigating new routines with a spouse. They discuss how hobbies, part-time work, structure, and clear expectations can make retirement more fulfilling. Plus, why emotional planning is just as important as financial planning when you step into this new season of life.

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Larry and Kim explore how simple lifestyle choices can significantly reduce healthcare costs in retirement. From quitting smoking and eating better to staying active, getting enough sleep, and taking advantage of preventive care, they show how good habits support both your health and your long-term financial plan. They also highlight the connection between wellness and wealth—and why planning for long-term care early can make all the difference.

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Larry, Kim, and insurance specialist Glenn Ramey break down the real healthcare challenges retirees face — from Medicare gaps to rising long-term care costs. They explain the differences between Advantage and Supplement plans, how HSAs fit into retirement, and smart ways to prepare for big medical expenses before they happen.

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