Larry and Kim sit down with insurance expert Glenn Ramey to unpack one of retirement’s biggest challenges—healthcare. From Medicare changes and rising costs to HSAs and long-term care, they share what every retiree should know to stay covered, confident, and prepared for the years ahead.

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Larry and Kim dive into the key parts of retirement planning that deserve your attention—from healthcare and Social Security to stability, income, and lifestyle. They share why a solid plan (and a trusted partner) can help you retire with confidence, no matter what changes come your way.

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Larry and Kim tackle the dangers of making hasty financial decisions when emotions run high. Learn simple gut-check tests to keep your plan on track, how to avoid costly mistakes, and why a steady partner can help you navigate uncertainty with confidence and peace of mind.

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Larry and Kim dive into how education, discipline, and planning create peace of mind in retirement. From fun community classes to smart diversification and transparent financial partnerships, learn why knowledge truly is power when it comes to your money and your future.

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Larry and Kim talk about how government shutdowns can ripple into Social Security, Medicare, and cash flow for retirees. Learn what stays protected, what might get delayed, and how to keep your retirement plan on track through uncertain times.

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Larry and Kim break down how government shutdowns really work—and what they mean for retirees. From Social Security and Medicare to market reactions and everyday impacts, they share why awareness matters, but panic doesn’t. It’s a timely conversation about staying informed, keeping perspective, and focusing on what you can control.

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Estate planning is more than documents—it’s about preserving your life story. Larry, Kim, and attorney Keith Russell explore how to protect digital assets, capture family memories, and leave behind more than just money. From recording life stories to smart charitable giving and coordinated retirement strategies, this episode is about ensuring your legacy truly reflects who you are.

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Larry and Kim are joined by attorney Keith Russell to break down how estate taxes really work—and how to avoid costly mistakes. From gifting rules and charitable strategies to wills, trusts, and Minnesota’s unique estate tax laws, they cover practical ways to protect your assets, reduce taxes, and make sure your wishes are carried out the right way.

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Larry and Kim sit down with estate attorney Keith Russell to talk about one of the most overlooked parts of planning—beneficiary designations. They cover common mistakes, probate delays, and how outdated paperwork can send assets to the wrong person. It’s a practical conversation about keeping your loved ones protected and your legacy on track.

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Larry and Kim sit down with estate planning attorney Keith Russell to break down the key differences between wills and trusts—and why having a plan matters for everyone, not just the wealthy. From avoiding probate to naming beneficiaries and keeping family harmony, they share how the right estate plan helps you protect your loved ones and your legacy.

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