Trump Accounts are here, and every parent has the same question: will this actually help my kid, or is it just another investment vehicle dressed up as policy? This episode brings together three guests to investigate. Economist Kathryn Ann Edwards traces the history of programs like this and where they've worked before. CFP Barbara Ginty breaks down how she's weighing Trump Accounts against 529s for her own daughter. And Babylist CEO Natalie Gordon joins to talk about what financial security for kids could look like — and why the registry is only the beginning of the financial reality of a new baby. If you're pregnant, newly postpartum, or just trying to figure out what to do this week for your kid's future, this one's for you.

Guests

Kathryn Anne Edwards is a PhD labor economist. She writes opinion columns for Bloomberg news, hosts the Optimist Economy podcast, and runs an independent research and consulting business. 

Barbara Ginty is a Certified Financial Planner and the host of the Future Rich Podcast. She has been featured as an expert in Yahoo Finance, NY POST, Refinery29, NBC, MSNBC, CNBC, MSN, LA Times, NASDAQ, and Forbes. 

Natalie Gordon founded Babylist in 2011 while pregnant with her first child, convinced there had to be a better way to help expecting parents get what they need when they have a baby. Fifteen years later, more than 1 in 5 families having a baby in the US use the platform, over 10 million people give a gift on Babylist every year.

In this episode, Lindsey sits down with Douglas and Heather Boneparth, co-authors of Money Together, to get into the conversations most couples avoid: how to balance financial responsibilities when life shifts after baby, how to navigate career changes and childcare costs as a team, how to handle lifestyle changes without resentment, and how to stay genuinely connected through it all. Plus: what financial infidelity actually looks like, and the one habit that keeps financially strong couples on the same page.

Douglas Boneparth (@dougboneparth) is the founder of Bone Fide Wealth, a wealth management firm catering to millennials and next-gen investors. He sits on the CNBC and Investopedia financial advisory councils and is a CFP Board Ambassador for New York. Heather Boneparth (@averagejoelle) is the director of business and legal affairs for Bone Fide Wealth. Following her tenure as a corporate attorney in the commercial insurance industry, she’s become a voice at the intersection of money, couples, and parenting. Together, they are the co-authors of Money Together: How to find fairness in your relationship and become an unstoppable financial team, which has been featured on NBC, as well as in The New York Times, The Wall Street Journal, CNBC, CNN, Yahoo! Finance, and more.

The bills you didn't plan for. The family size you're still deciding. The money habits you keep meaning to build. This week on Family Money, Lindsey brings in the experts to answer your real questions — including how to negotiate medical debt, what a bigger family actually costs, and where to start when it comes to getting your finances in order.

Douglas Boneparth (@dougboneparth) is the founder of Bone Fide Wealth, a wealth management firm catering to millennials and next-gen investors. He sits on the CNBC and Investopedia financial advisory councils and is a CFP Board Ambassador for New York. Heather Boneparth (@averagejoelle) is the director of business and legal affairs for Bone Fide Wealth. Following her tenure as a corporate attorney in the commercial insurance industry, she’s become a voice at the intersection of money, couples, and parenting. Together, they are the co-authors of Money Together: How to find fairness in your relationship and become an unstoppable financial team, which has been featured on NBC, as well as in The New York Times, The Wall Street Journal, CNBC, CNN, Yahoo! Finance, and more.

Corinne Low (@corinnelowphd) is an Associate Professor of Business Economics and Public Policy at the Wharton School. Her book Having It All is a USA Today national bestseller, and her research has been published in top journals including the American Economic Review and Journal of Political Economy.

Farnoosh Torabi (@farnooshtorabi) is one of America’s leading personal finance authorities — hooked on helping you live your richest, happiest life. She is a multi-bestselling Financial Author, former CNBC host and creator of the Webby-nominated podcast So Money.

If you've ever thought about stepping back from your career after having kids — and felt conflicted about it — this one's for you.

We talk about what it actually looks like to pause, downshift, or pivot your career for family life: the money conversations you need to have with your partner before you do anything, why a career break is not a career ender, and how to think about your own ambition when it stops looking like everyone else's.

Because taking your foot off the gas doesn't mean giving up. It might just be the most strategic thing you ever do.

Neha Ruch (@neha_ruch) is the thought leader who rebranded stay-at-home motherhood for a new generation of ambitious women — providing the language, vision, and validation to see time in family life not as a detour, but as a powerful, enriching chapter. Her  book, "THE POWER PAUSE: How to Plan a Career Break After Kids – and Come Back Stronger Than Ever"  was an instant USA Today bestseller, named one of Oprah Daily’s top self-help books for 2025 and published with Putnam, Penguin Random House in January 2025. 

In this episode, we break down every childcare option out there, what each one costs, and how to figure out what's right for your family. We hear from an economist who reframes childcare as an investment (not a money pit), and a financial expert who walks us through the real numbers — from daycare centers and nanny shares to au pairs and the grandparent option nobody talks about enough.

We also tackle the myth that childcare expenses should come out of mom's salary. It doesn't. It's an expense the entire family shares. And once you see it that way, everything changes.

Corinne Low (@corinnelowphd) is an Associate Professor of Business Economics and Public Policy at the Wharton School. Her book Having It All (Flatiron) is a USA Today national bestseller, and her research has been published in top journals including the American Economic Review and Journal of Political Economy.

Farnoosh Torabi (@farnooshtorabi) is one of America’s leading personal finance authorities — hooked on helping you live your richest, happiest life. She is a multi-bestselling Financial Author, former CNBC host and creator of the Webby-nominated podcast So Money. 

In our very first episode, we're tackling the question every parent asks: are kids actually more expensive than ever? Yes—but the reason might surprise you. We hear from an economist who reframes what that actually means for your family's finances (hint: you're not burning money, you're investing it), and a mom of three who proves you don't need a huge home, a fancy car, or a perfectly curated nursery to raise a happy family.

Because here's the truth: kids will flip your finances upside down. And they're worth every penny. Let's get into it.

Corinne Low (@corinnelowphd) is an Associate Professor of Business Economics and Public Policy at the Wharton School. Her book Having It All (Flatiron) is a USA Today national bestseller, and her research has been published in top journals including the American Economic Review and Journal of Political Economy.

Amil Niazi (@amilniazi) is a writer and producer. She writes The Cut’s series on parenting, The Hard Part, and covers work and motherhood and how the two intersect. Her writing has also appeared in The New York Times, The Guardian, and The Washington Post.