In this episode:

0:27 – Welcome and why this podcast 5:21 – Sam and Jenny discuss the upcoming pension and inheritance tax changes 14:48 – Jenny and Andy on how the changes could mean being taxed at up to 90% on your pension fund 19:33 – Conversation with the team at Equality Action 33.27 - Supporting our Foundation - Riviera Travel Affinity Scheme 36.53 - End

Summary

Chairman Andy Jervis and marketing manager Jenny Jervis open this first episode by welcoming Sapphire, the newest member of the Chesterton House team, and discuss why we're launching a new podcast and what it will contain.

April 2027 brings big changes to pensions and inheritance tax, and many of our clients will feel the impact. Jenny sat down with financial planner Sam Harrington to get a clear picture of what's changing and what you can do about it now.

Later, Andy and Jenny break down how the layers of tax involved could mean your pension fund being taxed at up to 90% in some cases, a number worth knowing before your circumstances change.

In July, the Chesterton House Foundation awarded a £1,000 grant to Equality Action. Andy and Jenny visited the charity's offices on Nottingham Road in Loughborough to meet chief executive Varsha Parmar, vice chair Geetha Bala, NHS talking therapies project officer Zee Sattar, and EmpowHer project officer Minara Rahman. They talked about the work Equality Action does in local communities, how it started, and how it's changed since then. Listen to their conversation to learn more about this longstanding and effective charity.

One way to support the Foundation is by going on holiday! Andy and Jenny explain Riviera Travel's Affinity Scheme and how it works.

If you want to follow up...

To get financial advice, we offer a free initial phone call with one of our qualified Financial Planners. Click here to book yours.

To learn more about the Chesterton House Foundation click here.

For anything else, contact us here.

You can download the transcript for this episode here.

We sat down with our client Mary Baird to talk about her children's book, Daisy's Doings.

Aimed at 3 to 5 year olds, the story follows Daisy on a shopping trip with her mum. She brings along her favourite toy — though she doesn't know what it's called, so she simply calls it her "Doings". Along the way, different people offer their own ideas about what it might be called.

With its gentle repetition and simple, engaging language, Daisy's Doings works well for early readers and story time, supporting young children as they build confidence with words.

Mary says the idea arrived in its own way — as many good stories do — and grew from there.

One of the best parts of our work at Chesterton House is seeing our clients' goals come to life — and Mary's book is a wonderful example of that.

Daisy's Doings is available now on Amazon and Waterstones.

You can follow Mary on Instagram @marybaird0306 or Facebook @mary.baird.7773.

If you've been watching the news lately, you'll have seen troubling developments in the Middle East. The human cost is tragic. The geopolitical implications are serious. And if you've got a pension or investments, you might be wondering: what does this mean for my money?

In this issue Andy Jervis explores the impact of previous geopolitical events, and suggests how you should respond.

At Chesterton House, our focus has always been simple: to help you plan your future with confidence and enjoy a great life along the way. As we continue to grow and look ahead, we want to make sure our business remains strong, stable, and true to the values you trust us for.

In this episode, our founder, Andy Jervis, shares an important update about an exciting new partnership that supports that long-term vision. It's all about protecting the service you rely on, strengthening our team, and ensuring that Chesterton House continues to thrive for many years to come.

Andy Jervis, Chairman of Chesterton House, has news about some exciting developments within our business.

To watch the video or read the transcript, visit our website: https://chestertonhouse.co.uk/important-news-from-our-chairman/

We're delighted to receive lots of great feedback about our business and our team which is always gratifying. It doesn't happen, though, without an investment in development and training, and you may not always appreciate what goes on behind the scenes.

Over the years we've worked with some outstanding professionals to improve the results we deliver to our clients. One of those is Rachael Hurdman whose company, Arch inspire Ltd, helps businesses to develop their people through coaching, consulting, training and mentoring. Rachael has had a huge impact on our success, and in this podcast Andy Jervis, our Chairman, talks to Rachael about the work she does and the impact it has had.

Whether you're a client of Chesterton House Group wanting to know more about how our business works, or a business owner looking for guidance on how to take your business to the next level, you'll enjoy listening to this conversation.

The Chesterton House Foundation recently made a grant to a fantastic local community group, Incredible Edible Loughborough. To learn more about the impact of this grant and the work the group does, Chesterton House Marketing Manager, Jenny, met with Julian, the chairperson of Incredible Edible Loughborough.

Why we won't take you too seriously (chestertonhouse.co.uk)

Andy Jervis, Chairman at Chesterton House Financial Planning, met with Managing Director and Head of Investment Committee, Richard Urwin last week to take a look back at the last few months and see how our client's portfolios have been performing, and how we're positioned for future growth. During their conversation, Richard explained recent economic events and what we might expect for the future, delved into how and why we use investment trusts in our portfolios, and commented on the value of benchmarks in measuring performance amongst other topics.

We need to remind you that none of the specific investments or strategies discussed in this interview are intended as a recommendation to invest. We will only ever provide you with specific investment recommendations after consideration of your personal circumstances, needs and goals as well as a range of other factors. The value of some of the investments mentioned can fall as well as rise in value. Contact us for more information about our financial planning and investment process.

Richard and Andy bring us up to date with the world of investing and how Chesterton House are positioning for growth.