We explore the benefits and problems of using credit cards and why you should never use a debit card.  

Understanding the difference between Cash Flow and Net Income or Profit can help you run a more successful business and take the pressure off your daily operations.  

We explore how lenders come up with their interest rates, and why mortgage rates are cheaper than farm and business loans.  

We discuss how loan amortization works and why you should even care about it.  (Hint: its to save you money)    

We talk about the Texas Homestead laws and how they might affect rural landowners, farmers, and ranchers.  (Remember, I'm not an attorney!  This is NOT legal advice!)

We discuss the steps involved in purchasing land and what to expect.   

We go inside the mind of a banker or investor to understand what they want to see before loaning you money.

We talk about sources of money (capital) to help you grow your farm.  

We explore what making a profit really means, why its important, and how to determine if you are profitable. 

We discuss credit scores and what you should and shouldn't worry about.